Artist Insurance
Coverage crafted for artists to create, display, and sell with confidence.
- Instant Certificate of Insurance
- Flexible policy options
- Theft & Damage Coverage available
Where You’re Covered
Art Shows | Craft Fairs | Community Events | Conventions | Farmers Markets | Festivals and Fairs | Flea Markets | Fundraisers | Holiday and Seasonal Events | Galleries | Juried Exhibitions | Night Markets | Renaissance Faires | Road Shows | Trade Shows
What Is Artist Insurance?
Artist liability insurance is liability coverage designed to protect artists from unexpected messes that come from selling or showcasing their artwork. It covers third-party claims, like customer injuries or gallery damages.
- Buy event-approved proof of insurance online in minutes
- Choose from short-term vendor coverage or annual business insurance
- Unlock protection for events, online listings, or retail sales
How Much Does Insurance for Artists Cost?
Business insurance for artists starts at $24.25 per month and protects you for online sales, product claims, and multiple events, all in one policy. Artist vendor event insurance starts at $49 per event and is perfect for exhibitors who need coverage whenever they attend events.
Who Needs Artist Insurance?
No matter your medium, artist liability insurance is made to cover a variety of creative professionals, like:
- Fiber and textile artists
- Gallery exhibitors and fine artists
- Illustrators and digital artists
- Mixed media artists
- Online sellers
- Painters and fine artists
- Photographers
Insurance Canopy makes it easy to get the coverage most events, retailers, and online marketplaces require.
Artist Liability Insurance Coverage Details
Annual Limits of Liability
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident related to your arts and crafts business.
$2,000,000
This is the total amount your policy may pay for each individual claim where someone is injured or something is damaged due to your vendor booth or exhibiting location.
$1,000,000
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of the goods or products you sell, even after you’ve handed them off.
$2,000,000
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
If someone gets hurt because of your business, this helps cover their medical bills, no matter who was at fault.
$5,000
This is the total amount your policy may pay out over the policy period if someone says you hurt their reputation or violated their rights (not physically). That could include things like:
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- Saying something that hurts their reputation (slander or libel)
- Accidentally using someone else’s ad idea
- Wrongful eviction or entry
- Holding someone without cause
- Malicious prosecution
Annual Optional Limits
Also known as inland marine insurance, this is the most your policy may pay (per incident / per year) to repair or replace stolen or damaged gear, equipment, or supplies (excluding items attached to your trailer or vehicle).
$5,000 / $10,000
If you file a claim for damaged or stolen equipment, this is the amount you’ll need to pay before your insurance helps cover the rest.
$250
Also known as professional liability insurance (E&O), this is the most your policy may pay (per incident / per year) to cover the cost of injuries or damages caused by workshops or classes you offer.
$100,000 / $200,000
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, tools, inventory, or gear for a booth), but excludes coverage for structures, items that are part of the structure, and trailers.
Per Occurrence: the most Insurance Canopy will pay out on a single claim of this type.
$1,000
Also known as cyber liability insurance, this is the maximum your policy may pay per year for you and your customers to recover from a data breach or cyber attack on your business.
$100,000 / $250,000
If you file a claim for a cyber attack, this is the amount you’ll need to pay before your insurance helps cover the rest.
$1,000
Annual Pricing
$24.25/month
$33.42/month
$4.50/month
$10.42/month
$8.25+/month
Artist Vendor Limits of Liability
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident at your vendor booth or exhibiting location.
$2,000,000
This is the total amount your policy may pay for individual claims where someone is injured or something is damaged due to your vendor booth or exhibiting location.
$1,000,000
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
Artist Vendor Pricing
$49
$59
$69
$79
$99
$149
FAQs About Insurance for Artists
Yes, most events require a certificate of insurance before you can set up your booth. Event organizers may also ask to be listed as an additional insured on your policy.
Having proof of insurance ready helps you secure your spot quickly and start selling without delay!
Yes, an annual artist policy includes product liability, along with general liability insurance. This added product coverage can protect you if your artwork or handmade items accidentally cause damage or injury.
Yes, you can add additional insureds to your artist insurance. It’s free with Insurance Canopy, and you can add an unlimited number!
Each time you add an additional insured, a Certificate of Insurance is created with their name on it. Download unlimited copies from your online dashboard and have them ready to send the same day.
Yes, you are covered while selling online with an annual insurance policy. The policy automatically extends your general and product liability coverage to your online sales.
You can also add cyber liability coverage to an annual policy to protect your business from online risks such as card reader breaches, payment fraud, or hacking.
Choosing the right insurance is critical.
