Pet Business Insurance
- Protects pets in your care, custody, and control
- Built-in vet reimbursement
- Covered wherever you work
- Customizable coverage options
- Same-day COI
No Matter Your Service, We’ve Got You Covered
Whether you own your pet care business, are looking for employment, or work for a pet care company, Insurance Canopy provides general liability insurance for an array of services. Check out some of our specialities below:
Dog Trainer
Dog Walker
Pet Boarding
Pet Groomer
Pet Sitters
Pooper
Scoopers
Don’t see your service listed above? Don’t worry, our experienced agents may still be able to tailor a policy for your specific pet care needs.
4.8/5 on
What Is Pet Business Insurance?
Pet business insurance is designed to cover everyday claims related to your professional pet care services. Every pro knows just how unexpected working with animals can be — if there’s a scuffle between dogs in your care or you accidentally lose a client’s keys, your policy can step in to help cover the costs.
Insurance Canopy’s pet business insurance provides essential protections built for your industry, so you can focus on caring for four-legged friends and growing your business.
Broaden your Coverage with Endorsements
If you don’t see something in the basic coverage that you would like added to your policy, Insurance Canopy offers different endorsements for each policy. For example, if you are a pet sitter that also performs haircuts or nail trimming for clients or training services beyond sit and stay commands, you can add these as a separate endorsement to your policy. Other endorsements will be easy to add to your policy during checkout. At checkout, you will have the option to add any of our endorsements to your policy.
Coverage Details
General Liability Aggregate
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
Animal Liability Limit
The most your policy will pay in a year for bodily injuries and property damage to others because of an animal in your care
Limit per Incident: $100,000
Limit per Year: $200,000
Products & Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
$2,000,000
Personal & Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
Each Occurrence Limit
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Damage to Premises Rented to You
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
Veterinarian Expense Reimbursement (Regardless of Fault)
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
Limit per Incident: $1,000
Limit per Year: $2,500
Deductible: $250
Animal Bailee Coverage
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
Limit per Incident: $2,500
Limit per Year: $5,000
Lost Key Liability Coverage
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
$2,000 Each Occurrence
Additional Insureds
Add businesses, clients, or landlords who require coverage under your policy in case they’re named in a lawsuit because of your business
$10 for unlimited additional insureds
Employee Coverage
Protects your business against lawsuits and claims because of your employees’ actions
$7.08/month or $85 per employee
Independent Contractor Coverage
Protects your business against lawsuits and claims because of your contractors’ actions
$7.08/month or $85 per contractor
Equipment and Inventory Coverage (Inland Marine)
Helps pay you back for pet care gear or business equipment like work computers that get damaged or stolen
Three options, starting at $4.08/month
Commercial Auto Coverage
Designed to cover your liability for property damage, injuries, car accidents, and other risks of the road while you or your employees drive for work
free custom quote
Workers Compensation Coverage
Designed to help you pay medical bills if an employee gets injured on the job
free custom quote
Cyber Liability Coverage
Helps cover costs related to stolen or leaked client information online – good for businesses that accept online payments or store client records online
Two options, starting at $6.58/month
Employee Dishonesty Coverage
Similar to bonding, this is coverage for your business if your employee steals from a client
$4.92/month
Broadened Property Damage Coverage
Helps pay for accidental damage to clients’ personal belongings (like furniture, decor, or pet accessories)
$5.67/month
Additional Animal Bailee Coverage
Three options, starting at $7.92/month
Additional Veterinarian Expense Reimbursement
$5.25/month
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
With Insurance Canopy, get covered online at the speed of zoomies — it only takes about 10 minutes. Customize your coverage and get instant proof of insurance to train, walk, and groom confidently.
Enjoy the Flexibility of Insurance Canopy
Insurance Canopy lets you set the effective policy date. When you purchase a policy from Insurance Canopy, you receive a proof of insurance badge so you can show your clients that you’re credible and professional. You have the option to purchase a policy monthly or annually. You can also cancel your policy at any time. Feel free to ask our insured agents any questions you may have.
Questions About Pet Business Insurance
Why Choose Insurance Canopy for Pet Business Insurance?
Insurance Canopy offers general liability insurance with the option to add needed endorsements and additional insureds. You also have the flexibility to purchase your policy annually or monthly at affordable rates. You can purchase online in 10 minutes or less and chat with an agent about any questions you may have. We make it easy for you to sign up through Facebook or Google and also offer the option to set up an account with your email address.
Is Your Insurance Policy Effective Immediately?
Yes. You set the effective date of your policy when you are purchasing your policy. Coverage begins as soon as your purchase is completed, and you also get a badge for proof of insurance.
Can You Cancel Your Policy at Any Time?
Yes. You may cancel your policy at any time, but there is no money back guarantee on months that you have already paid for.
How Do the Animal Bailee and Veterinary Expense Reimbursement Work?
The Animal Bailee and Veterinary Expense Reimbursement work hand in hand. If the claim involves an accident, injury or sickness to one of the animals in your care, custody, or control, then the first coverage to respond will be the Vet Reimbursement. This means you will be insured up to $1,000 for this incident and there will be a $250 deductible.
If the cost of the claim exceeds the $1,000 per occurrence limit, then the Animal Bailee coverage will kick in. This would insure you up to $2,500 more for the incident, unless you’ve already paid to increase this limit to the $5,000, $10,000 or $15,000 per occurrence limit.
Whatever ends up getting paid out for the incident will be deducted from the aggregate limits on your policy.
Insurance Canopy offers top-rated insurance for pet care professionals that doesn’t break the bank. We offer policies you can customize to fit the exact needs of your business, which is why our licensed insurance agents don’t make commission. Pay for the coverage you actually need and nothing you don’t.
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies to suit your unique needs
- 24/7 access to your policy documents
- Free and unlimited additional insureds