Window Cleaning Insurance
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- Covers Scratched Glass or Frames
- Meets Contract Insurance Requirements
- Options to Insure Your Gear
- A-Rated Carrier
Why Do Window Cleaners Need Insurance?
Window cleaning comes with real risks, including hazardous chemicals, unpredictable weather, and equipment malfunctions. One accident without the right coverage can mean serious financial losses and legal exposure for your business.
If you accidentally splash a client’s furnishings with product, general liability coverage can help reimburse clients for property damage
If a passerby trips over your cleaning supplies, general liability is designed to cover third-party medical expenses and legal fees
If a crew member gets injured on the job, workers compensation insurance can cover costs related to your employees’ work-related injuries or illnesses
If you drop and break a pricey water-fed pole, tools and equipment coverage helps repair or replace your work tools, so you’re back to work faster
How Much Does Window Cleaning Liability Insurance Cost?
Insurance for window cleaning businesses starts at $39 per month. Curious to know what impacts your premium? We break it down so you can choose the best coverage with confidence. Plus, you can save as much as 12% by paying annually!
Coverage Limits for Window Cleaning Insurance
General Aggregate
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
Products & Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
$2,000,000
Each Occurrence Limit
The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.
$1,000,000
Personal & Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
Damage to Rented Premises Limit
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
Medical Expense Limit
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
$ 5,000
Limits / Occurrence / Aggregate
Premium
Deductible
$1,000/$3,000
$40
$250
$2,000/$6,000
$55
$5,000/$10,000
$60
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
Protect your window cleaning business in just minutes! Insurance Canopy’s affordable coverage is easy to purchase and manage online, so you can confidently show up to your next job.
Recommended Coverage For Window Cleaning Businesses
Our insurance for window cleaners provides essential general liability coverage necessary for client contracts. We also suggest including additional cleaning business insurance coverage for employee injuries, dishonesty, and theft or loss of supplies. Available coverages include:
General liability insurance, also known as public liability insurance, protects window cleaners from claims related to bodily injury, property damage, or personal injury that may occur during their work. For instance, if a client or passerby is injured by falling equipment or cleaning solutions during window cleaning, general liability insurance can help cover medical expenses and legal costs associated with the incident. However, this coverage does not extend to you or your employees; it only protects clients or the public if they are injured on your property or as a result of your employee’s actions. General Liability also includes Public Liability Insurance for your cleaning business.
Tools and equipment coverage — commonly referred to as inland marine — safeguards the essential equipment window cleaners use, such as cleaning appliances, solutions, and protective gear. This insurance provides compensation if your tools are damaged or stolen while on the job.
Bonds are crucial in the cleaning industry, safeguarding your business from financial losses caused by employee theft. Since your employees often work unsupervised in both residential and corporate environments, the risk of theft can lead to significant financial setbacks and damage trust. To ensure thorough protection against theft, combine general liability insurance with a bond.
At Insurance Canopy, you can purchase a bond for as low as $131 annually.
Including an additional insured protects another individual or entity under your policy. This is especially important for contractual obligations, as potential clients may ask to be covered by your policy. This ensures that both you and your clients are protected in the event that any incidents or claims occur during cleaning.
If your window cleaning business faces a cyberattack or data breach, cyber liability insurance covers recovery costs, such as legal bills, notification expenses, and credit monitoring for affected individuals.
Workers compensation for window cleaners includes coverage for medical expenses and lost wages if an employee is injured on the job. Whether it’s a slip on wet surfaces, a strained muscle from lifting heavy equipment, or even heat stroke from working in summer weather, workers comp helps cover medical bills and lost income.
In most states, carrying this coverage is legally required depending on your number of employees — but more than that, it gives your crew peace of mind, knowing you’ve got their backs when the unexpected happens.
Having commercial auto insurance is essential for a window cleaning business. Whether you’re transporting ladders, hauling water-fed pole systems, or moving your crew between job sites, accidents on the road can happen anytime.
Commercial auto insurance covers vehicle repairs, medical expenses, and liability claims — from small fender benders in tight parking lots to more serious accidents on busy roads. Most personal auto policies won’t cover business use, and in many states, commercial auto insurance is legally required to keep your business protected and moving forward.
Insurance Canopy is built for window cleaning businesses, offering straightforward coverage, expert support, and real peace of mind. Protect your work and build client trust by purchasing your policy today.
- Customize your policy to fit your business
- Meet insurance requirements for client contracts
- Instant coverage backed by U.S.-based, licensed support
Questions About Window Cleaning Insurance
What insurance is needed for window cleaning?
Window cleaning businesses need general liability insurance to cover property damage and injuries, workers compensation insurance if they have employees, and commercial auto insurance for their work vehicles. Additionally, tools & equipment insurance can protect tools and trailers, while cyber liability insurance protects against data breaches and cyberattacks.
Is my window cleaning insurance policy effective immediately?
Yes, your window cleaning insurance policy is effective as soon as you purchase it. You’ll receive instant confirmation of your coverage and access to your certificate of insurance (COI) once you check out. Don’t forget to review your policy documents for any specific conditions of exclusions.
How do I renew or cancel my policy?
You can cancel your window cleaning liability insurance at any time through your online dashboard.
With Insurance Canopy, your policy automatically renews at the end of the term to prevent coverage gaps. We will send you an email notification before then, so there won’t be any unexpected changes!
How do I file a window cleaning business claim?
Filing a claim is easy. Here’s what to do:
- Log in to your user dashboard
- Go to “Manage Policies” and click “File a Claim”
- Fill in the required details and submit
Our team will reach out within 24–48 hours to confirm receipt of your claim. Have questions? Our U.S.-based support team is ready to help — reach out anytime.
What happens if I have a window cleaning business claim after I cancel my insurance?
Claims are only covered if your policy was active when the incident occurred. Canceling your insurance before filing — or before the coverage period ends — may leave you unprotected. Keeping continuous coverage ensures there are no gaps when you need it most.
Still have questions regarding our policies? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.
When a client asks for proof of insurance, they’re really checking one thing:
You take care of people’s homes, but who takes care of your business?
Insurance protects your pressure washing business from costly accidents. Bonding protects your clients