Pressure Washing Insurance
4.8/5 on
- Covers Surface Damage & Overspray Claims
- Meets Job Site Insurance Requirements
- Options to Insure Your Gear
- A-Rated Carrier
Why Do Pressure Washers Need Insurance?
Pressure washing businesses face unique risks every day. For example, a client could trip and fall over your equipment and end up with medical bills. Or, your work might accidentally damage client property, resulting in repair costs. Business insurance for pressure washing is designed to protect you from potential insurance claims like these, so you can confidently focus on your work.
If you accidentally strip paint or damage a client’s siding, general liability insurance can help cover repair costs
If a client trips over your pressure washer hose and gets injured, general liability insurance can pay for medical expenses and legal fees
If your pressure washer is stolen from your truck, tools and equipment coverage can help replace your stolen gear so you can get back to work
If your employee steals a client’s property while on the job, janitorial bonds can pay to replace the stolen items and protect your business’ reputation
How Much Does Pressure Washing Insurance Cost?
Pressure washing business insurance starts at $39/month. Your rate depends on the size of your operation and any coverages you add — learn more about what affects your cleaning business insurance cost.
Choosing annual coverage saves you up to 12% and gives you peace of mind for every job. Get a free, personalized quote in minutes with our easy online application.
Coverage Limits for Pressure Washing Businesses
General Aggregate
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
Products & Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
$2,000,000
Each Occurrence Limit
The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.
$1,000,000
Personal & Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
Damage to Rented Premises Limit
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
Medical Expense Limit
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
$ 5,000
Limits / Occurrence / Aggregate
Premium
Deductible
$1,000/$3,000
$40
$250
$2,000/$6,000
$55
$5,000/$10,000
$60
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
Protect your pressure washing business from common liability claims and get back to work. With Insurance Canopy, you can get covered fast with a free quote and an easy online policy — all before your next job.
What Does Pressure Washing Insurance Include?
From damaged equipment to on-the-job injuries and data breaches, our cleaning business insurance options are designed to protect your business in many different — but all-too-common — scenarios.
Take a closer look at what’s included in the base policy and how you can customize your coverage, as well as what is specifically excluded.
General liability insurance protects your business from third-party property damage and bodily injury claims. For instance, if high-pressure water accidentally cracks a client’s window or someone slips on a wet surface after a job, this coverage can help with things like medical bills, repair costs, and legal fees.
Keep in mind that it doesn’t cover work-related injuries sustained by you or your employees — it’s designed to protect your business from third-party claims.
Note: Our policy only covers pressure washing from the ground level and excludes cleaning the exterior of buildings or power washing if working from above the ground level.
Tools and equipment insurance, also known as inland marine, covers your valuable gear (like power washers, hoses, and surface cleaners) in cases of theft or accidental damage.
In the pressure washing business, injuries are a real possibility — from slipping on slick surfaces to pulling muscles when lifting heavy gear or even getting hurt by the high-pressure water stream. Workers compensation helps cover medical costs and lost wages when accidents occur on the job.
Although most states require workers comp, it’s more than just a legal obligation. It demonstrates to your team that you’re invested in their safety and ready to assist if they get injured. Offering this protection is a smart strategy to keep your business running smoothly and your employees feeling secure.
It’s common for commercial clients, landlords, and other third parties to require you to add them to your policy as an additional insured before renting to you or hiring you. Insurance Canopy makes this easy – you can add additional insureds right from your dashboard.
Adding additional insureds to your policy extends your coverage to qualified third parties, protecting them from mishaps arising out of your work. If you’re pressure washing a client’s walkway and one of their customers slips and gets injured, they might name both you and your client in a claim. As an additional insured, your policy can also cover your client, since it arose out of your work.
Clients may also require you to be bonded as part of your contract. Janitorial bonds build client trust by providing financial protection if an employee is accused of theft. For example, if an employee steals tools from a client’s garage during a power washing job, the bond covers the cost of replacing the stolen items.
To protect your business against theft, it’s smart to pair general liability insurance with a janitorial bond. At Insurance Canopy, you can get a bond starting at just $131 a year!
Cyber liability insurance protects you from the fallout of data breaches, ransomware, and other digital threats. If your scheduling software is hacked, this coverage can help cover legal fees, business interruptions, data restoration costs, and more.
Whether you’re transporting equipment, hauling water tanks, or traveling between job sites, your vehicles are crucial to the success of your business. Commercial auto insurance is essential to protect your company vehicles in case of an accident while on the road.
This coverage can help cover vehicle damage, medical expenses, and liability claims. Personal auto insurance usually doesn’t cover business-related use, and in many states, commercial auto insurance is a legal requirement.
Insurance Canopy is built for power washing professionals. Enjoy affordable coverage, flexible options, and a policy you can manage entirely online.
- Affordable, flexible coverage
- Tailored for the cleaning industry
- 100% online with U.S.-based support
Questions People Ask Us About Power Washing Insurance
Is my power washing insurance policy effective immediately?
Yes! Your policy is effective as soon as you complete the application process. If you don’t want coverage to start immediately, you can choose the exact date you want coverage to start — giving you the flexibility to check “get insurance” off your to-do list any time.
Can I cancel my power washing insurance policy at any time?
Yes, you can cancel your power washing business insurance at any time. Refund eligibility varies depending on your payment plan and how much of your policy period has been used. For full details, review your policy terms or contact our support team!
How do I file a pressure washing claim?
It’s simple! Just log into your account, go to the “Manage Policies” section, and click on “File a Claim.” We’ll reach out within 24-48 hours to guide you through the next steps. If you need help at any point, feel free to contact us. We’re always here to assist you!
How do I renew my power washing policy?
Your pressure washing business insurance policy is set to renew automatically each year, so you never have to worry about a lapse in coverage. You’ll receive a notification before each renewal, keeping you informed and in control every step of the way.
Still have questions regarding our policies? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.
When a client asks for proof of insurance, they’re really checking one thing:
You take care of people’s homes, but who takes care of your business?
Insurance protects your pressure washing business from costly accidents. Bonding protects your clients