Energy Healing Insurance
- Buy Online in Minutes
- General & Professional Liability Protection
- Unlimited Additional Insureds
- Coverage Follows Wherever You Work
What Is Energy Healing Insurance?
Energy healing insurance is designed to cover claims that can arise from your practice. Your intention is to help clients heal, but sometimes accidents happen. If a client trips in your studio or claims a session caused physical injury, your policy can step in so you don’t have to handle the claim costs alone.
How Much Does Energy Healing Insurance Cost?
With Insurance Canopy, energy healing insurance starts at $21.08 per month or $229 per year. Your final cost depends on the payment plan (monthly or annual) you choose and any coverage add-ons you select.
What Coverages Does Energy Healing Insurance Include?
Your energy healer insurance policy includes:
- General liability insurance: Can cover third-party bodily injury and property damage claims
- Professional liability insurance: Can protect your business against third-party bodily injury claims related to your energy healing technique, advice, or recommendations
- Personal and advertising injury insurance: Can cover claims of non-physical injuries, such as libel, slander, copyright infringement, or marketing mistakes
- Products and completed operations coverage: Designed to cover claims related to products used during service, or the completed services themselves
- Fire legal liability coverage: Can pay for fire-related damage to your rented treatment space
- Medical expense limit: Can cover medical bills for third-party injuries that happen at your business, regardless of who’s at fault
Why Do Energy Healers Need Insurance?
Your mission is to help clients find balance, peace, and renewed energy flow. Don’t let the risks of everyday practice result in costly legal claims. Whether you specialize in Reiki, reflexology, aromatherapy, breathwork, or acupressure, this work is done to serve others — so let us take care of you!
- If an unstable treatment table causes a client injury, general liability coverage can take care of the medical bills so you don’t have to
- If a client claims your services caused harm, professional liability coverage can help cover legal fees and protect your practice
- If a client drops and shatters your crystal sound bowls, inland marine coverage can help you replace your essentials
- If a candle sparks a fire in your studio, fire legal liability coverage can reimburse you for damage to your rented space so you can get back to healing faster.
Energy Healing Insurance Coverage
General & Professional Liability
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
General & Professional Liability Each Occurrence
The maximum amount paid per incident during the term of the policy.
$1,000,000
Products Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$1,000,000
Personal & Advertising Injury
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
Included
Damage to Premises Rented to You
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Medical Expense Limit (Any One Person)
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$ 5,000
Unlimited Additional Insureds
Included
Inland Marine / Equipment and Materials Coverage
Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.
$4,000
Sexual Abuse & Molestation (SAM) Insurance
Financial coverage if you experience false allegations of sexual abuse, molestation, or misconduct.
$300,000
Worker's Compensation
$500,000 or $1,000,000
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
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January 31, 2026 -
Excellent company, Great service, the best!!!
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January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
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Really went the extra mile to find the appropriate coverage for my business.
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Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
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Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
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This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
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December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
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December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
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July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
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July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
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June 27, 2025 -
Very easy to renew policy
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Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
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great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More to be desired. 🤷🏻♀️ overall, would recommend! 🙂
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May 18, 2025
Your practice deserves protection as intentional as the work you do. Get covered online in minutes and receive an instant certificate of insurance.
FAQs About Energy Healing Insurance
What Energy Healing Modalities Are Covered?
Currently, Insurance Canopy covers the following energy healing practices:
Subtle Healing
- Access
- Consciousness/BARS
- Acupressure
- Akashic Records
- Alexander Technique
- Angel Reading/Card Reading
- Aura Healing and Aura Reading
- Barbara Brennan Healing Science
- BioMagnetic Code
- Breathwork
- Bodytalk
- Cardinal Method
- Color Therapy
- Craniosacral Therapy
- Crystal Healing
- Direct Divine Light Healing
- Eden Energy Medicine
- Emotional Freedom Techniques
- Energetic Healing (EH)
- Energy Balancing
- Energy Field Work
- Energy Tapping
- Esoteric Healing
- Havening
- Natural Bioenergetics
- Pranic Healing
- Polarity Therapy
- Quantum Access
- Quantum Touch
- Reconnective Healing
- Reiki
- Resonance Repatterning
- Rising Star Healing
- Rosen Method
- Seven Cups of Consciousness
- Shamballa Multi-Dimensional Healing
- Shamanic Healing
- Splankna
- Star Magic Energy Healing
- Sufi Spiritual Healing
- Tapas Acupressure Technique (TAT)
- The Practical Path Medical Intuition
- Theta Healing
- TFT (Thought Field Therapy)
- Therapeutic Touch
- TOLPAKAN Healing Method
- Touch For Health
- Zero Balancing
- Verbal Modalities
- ARTbundance
- Energy Psychology
- Family Constellation Work
- Guided Imagery/Guided Meditation
- HeartMath
- Hypnosis/Hypnotherapy
- Integrative Quantum Healing
- Laughter Leader/Laughter Yoga
- NLP o Quantum Healing Hypnosis Technique
- Percussive Suggestion Technique (PSTEC)
- PSYCH-K
- Rapid Transformational Therapy
- RoHun Therapy
- RIM Method
Subtle Energy of the Senses
- Aromatherapy
- Art Therapy
- Biofield Tuning
- Flower Essence Therapy (excluding ingestibles)
- Raindrop Therapy/AromaTouch
- SoulCollage
- Summit Transformation
Other
- Applied Kinesiology
- Biofeedback
- Emotion Code/Body Code
- Iridology
- NES Health (excluding ingestibles)
- Qest 4 (excluding ingestibles)
- Essential Motion
- Feldenkrais Method
- Qigong
- Somatic Movement/Experiencing
- Somatic Personal Resonance Education
- T’ai Chi
- Amma Therapy
- Bowen Technique
- Clairvoyant/Medium
- Numerology/Astrology
- Bodywork and Somatic Education (BASE)
- Core Energetics
- Reflexology
- Hawaiian Bodywork
- Kripalu Bodywork
- Qoya
Is My Energy Healing Insurance Policy Effective Immediately?
Yes, your insurance policy is immediately active upon purchase! You’ll receive instant coverage confirmation and your Certificate of Insurance (COI) as soon as you complete the online application and make a payment. You’ll even get a badge for your website, so prospective and current clients know you’re insured!
Can I Cancel My Energy Work Insurance at Any Time?
You may cancel your policy at any time, but any refund will be limited to the remainder of your policy term. Remember, insurance only offers protection while your policy is active, so make sure you have continuous coverage to stay protected.
Note: If you file a claim after canceling your insurance, you won’t be covered unless your policy was active when the incident occurred.
How Do I File an Energy Healing Claim?
Filing claims with Insurance Canopy is easy! Here’s the fastest route to success:
- Log in to your dashboard
- Find “Manage Policies”
- Click on “File a Claim” and share your info
Once you’re done, our claims adjuster will assist you. They’ll be with you every step of the way to ensure the claims process goes smoothly.
Our support team is here to help any time. If you have any questions or need assistance, please reach out.
Still have questions regarding our policies? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.

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