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Beauty Professional Insurance

Top-rated liability insurance for beauty and bodywork professionals

No Matter Your Service, We’ve Got You Covered

Whether you own your business, are looking for employment, or work for a company, Insurance Canopy provides general liability insurance for an array of services. Check out some of our specialities below:

Barber

Cosmetology

Energy Healing

Estheticians

Eyelash
Extensions

Hairstylist

Massage
Therapy

Nail
Technician

Reiki

Salon & Spa

Don’t see your product listed? Don’t worry, our experienced agents may still be able to tailor a policy for your specific needs.

Rated 4.8 out of 5

What Is Beauty Professional Insurance?

Beauty professional insurance is designed to cover everyday claims associated with providing beauty and bodywork services. It’s a financial safety net that can help protect your business if a client trips in your studio or suffers an allergic reaction to a product used during treatment.

Insurance Canopy’s policy covers many popular modalities, so you can confidently help clients look and feel their best — whether you specialize in hair, nails, bodywork, or all of the above!

Take Advantage of Our Qualified Agents

Canopy Insurance has more than a decade of experience in the insurance industry. Each one of our agents is an experienced, licensed insurance agent. You can trust them with any of your questions or concerns. Our agents can provide you a quote with a quick turnaround time, so you can focus on more important things like growing your business.

Broaden your Coverage with Endorsements

If you don’t see something in the basic coverage that you would like added to your policy, Insurance Canopy offers different endorsements for each policy. For example, we offer a cupping endorsement if you practice cupping.

Enjoy the Flexibility of Insurance Canopy

Insurance Canopy lets you set the effective policy date. When you purchase a policy from Insurance Canopy you receive a proof of insurance Site Seal so you can show your clients that you’re credible. You have the option to purchase a policy monthly or annually. You can also cancel your policy at any time. Feel free to ask our licensed agents any questions you may have.

Coverage Details

1 Additional Insured: $15 | Unlimited Additional Insureds: $30
Base Policy Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$3,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.

$300,000

Optional Coverage Add-Ons

From +$2/Month

From +$6.58/Month

+$2.75/Month

+$2.92/Month

From +$12.83/Month

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Beauty Industry Professionals Love Insurance Canopy
Read why from our real policyholder reviews.
  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026
  • Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026
  • Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026
  • Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026
  • Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025
  • Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025
  • So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025
  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026

    Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026

    Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026

    Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026

    Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025

    Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025

    So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025

    Great experience, quick and easy to understand with what I needed for my business. Highly recommend!

    FrankLynn Rae Avatar FrankLynn Rae
    October 28, 2025

    Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.

    Maria Ciccone Avatar Maria Ciccone
    October 19, 2025
  • Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins

    stan zizka Avatar stan zizka
    October 5, 2025

    Getting a vendor policy was quick and fairly priced compared to other quotes.

    Kristine Fullerton Avatar Kristine Fullerton
    October 3, 2025

    Thank you so much

    Steve Monreal Avatar Steve Monreal
    July 11, 2025
  • I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

    Jamie Calaway Avatar Jamie Calaway
    July 4, 2025

    Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

    Robert Earnest Avatar Robert Earnest
    July 4, 2025

    I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

    Deloris Pacheco Avatar Deloris Pacheco
    June 27, 2025
  • Very easy to renew policy

    Elyce Nissinoff Avatar Elyce Nissinoff
    June 18, 2025

    Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

    queenkiam Avatar queenkiam
    June 18, 2025

    Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

    Anthony Burgess Avatar Anthony Burgess
    June 18, 2025
  • Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

    Michael Riley Avatar Michael Riley
    June 18, 2025

    Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

    Jay Solis Avatar Jay Solis
    June 18, 2025

    What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

    Masha Rusanov Avatar Masha Rusanov
    June 18, 2025
  • great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

    Gretje Angell Avatar Gretje Angell
    June 18, 2025

    Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.

    David Fox Avatar David Fox
    May 18, 2025

    They can help.you with the right Insurance you need, and the lowest price

    Alvaro Baltazar Avatar Alvaro Baltazar
    May 18, 2025
  • everything is excellent

    Radames Martinez Avatar Radames Martinez
    May 18, 2025

    Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!

    Ishan Arvin Avatar Ishan Arvin
    May 18, 2025

    Affordable for dance & yoga folk. Thumbs up!

    Maia Claire Avatar Maia Claire
    May 18, 2025
Glow Up Your Business Insurance

With Insurance Canopy, get coverage for your beauty or bodywork business in just a few clicks online. Your digital certificate of insurance is ready instantly, so you can show salons, spas, and clients you’re a true pro! Work with peace of mind — for less than the cost of a bottle of nail polish per month.

Common Questions About Beauty Professional Insurance

Canopy Insurance offers general and professional liability insurance, endorsements and additional insureds. At a competitive price, you have the flexibility to purchase your policy annually or monthly. You can purchase online in a quick 10 minutes, and can chat with an agent with any questions you may have. We make it easy for you to sign up through Facebook, Google or set up an account with your email address.

Yes! We offer student liability insurance policies for those currently enrolled in cosmetology or massage education programs. Get the same comprehensive coverage industry professionals enjoy from just $10 per month.

Yes. You set the effective date of your policy when you are purchasing your policy. Coverage begins as soon as your purchase is completed, and you also get a badge for proof of insurance.

Yes, you can cancel your policy at any time right from your user dashboard! Just remember that when your coverage is not active, you’re not protected against third-party liability claims, such as client injuries or property damage.

*Currently unavailable for purchase in Missouri.

Why Choose Insurance Canopy?

Insurance Canopy offers top-rated insurance for beauty and bodywork professionals that doesn’t break the bank.
We offer policies you can customize to fit the exact needs of your business, which is why our licensed insurance agents don’t make commission. Pay for the coverage you actually need and nothing you don’t.

Click, Quote, Covered.
Apply for a free quote in 5 minutes or less.

What kind of work do you do?

Search and select the closest match

    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.