Certificate of Insurance for DJs

Get your DJ certificate of insurance (COI) today and perform with confidence, knowing you’re covered for every gig.

What Is A Certificate of Insurance?

A certificate of insurance (COI) is a document that proves your business is backed by an insurance carrier. A DJ COI lists your insurance coverages, limits, policy period, and essential contact information.

Think of it as the liner notes to your liability coverage — all of the essential details in one place.

DJ recording new music at home studio

Why Would DJs Need a Certificate of Insurance?

You need a DJ certificate of insurance because clients, event organizers, venues, and landlords often ask for proof of insurance before hiring you for a gig. In fact, you could miss out on jobs if you don’t have a COI!

Having a COI proves you’re financially prepared to cover risks like:

  • Property damage to venues
  • Injuries to audience members and venue staff
  • Legal fees
  • False advertising

Where Can You Download a Certificate of Insurance for DJs?

Downloading your DJ insurance certificate is as easy as creating a stellar playlist for your set:

  1. Log in to your user dashboard
  2. Click “Download Certificate”
  3. View and send your certificate to venue owners or event organizers
DJ playing for an event

Can a DJ Add Additional Insureds to Their Certificate of Insurance?

Of course! Adding an additional insured to your DJ liability insurance certificate is easy:

  • Log in to your user dashboard
  • Click “Add an Additional Insured”
  • Pay $5 for one or $10 for unlimited additional insureds
  • Download and review your DJ COI

DJ Insurance

With so much going on at gigs, you can’t avoid every accident. DJ insurance covers you when the unexpected happens. Protect your business with an annual policy starting as low as $18.50 a month, and have your DJ COI ready for your next gig.

Looking for short-term coverage? Get 3-day DJ event insurance starting at $59/event.

FAQs About a DJ Certificate of Insurance (COI)

Getting a DJ COI is quick and easy. If you add additional insureds to your policy, you can get your COI immediately. If you don’t add additional insureds, the process can take a few hours or a few days, though your coverage can start immediately. Either way, you’ll be covered in no time at all!

Yes, you should have a DJ certificate of insurance (COI) for every gig because most venue owners and event coordinators won’t hire you without proof of insurance. Plus, you may get more gigs than your noninsured competitors when you inform event organizers and venue owners that you have insurance.

A DJ COI is free when you buy an insurance policy.

Yes, you can get a DJ insurance certificate for a one-time event when you buy an event policy that covers you for up to three days. This policy is perfect for weekend performances, pop-up appearances, or special occasions.

If you have more than a few gigs a year, we recommend an annual policy.

The following are always included on Insurance Canopy’s DJ COIs:

  • Name of the business or individual DJ receiving the coverage
  • Name of the insurance carrier
  • Types of coverages
  • Coverage limits
  • Policy number
  • Effective and expiration dates
  • Additional insured information, if applicable

You only need to add a venue owner or event coordinator as an additional insured to your COI if they request it. Adding them gives an extra layer of protection in case something goes wrong during your gig, such as bodily injuries or property damage.

What kind of work do you do?

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.