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Education Consultant Insurance

Starting At

$21/ month

or save up 14% with annual payments
Rated 4.8 out of 5

Consultants can pay up to $500,000 defending professional liability claims without insurance.

We can help.
No sales pressure involved.

Why Do Education Consultants Need Insurance?

We hit the books to learn the ins and outs of the education consulting industry. In your industry, insurance is your safety net, protecting your brilliant strategies and insights against unforeseen legal snags. With the right consultant insurance coverage, you can focus on revolutionizing schools and universities, worry-free and ready for anything!

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If a parent blames you for failing to meet expectations

Professional liability coverage covers potential legal legal costs or settlements.

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If a client slips and falls during a meeting in your office

General liability insurance pays the medical bill.

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If a cyber attack exposes sensitive student information

Cyber liability insurance shields you from lasting repercussions.

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If your laptop is stolen

Tools and equipment coverage replaces stolen tools of the trade, good as new.

How Much Does Education Consultant Insurance Cost?

Starting at just $21 a month, our rates are among the most competitive in the industry — without skimping on coverage. The cost of your premium depends on the specifics like the types of coverage needed, the size of your consulting practice, claims history, and coverage limits.

Or, purchase an annual policy and save anywhere from 12% to 14% on your premium cost.

Why Education Consultants Love Insurance Canopy

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Affordable and Transparent Policies


Our policies are clear and straightforward, with no hidden surprises — just reliable protection for your consulting business.

Tailored for Small Businesses Like You


We’re aware of the unique risks consultants face. Our coverage is designed to protect your reputation and support your business as it grows.

100% Online With Human Expert Support


Manage everything online with ease, knowing personalized support from U.S. based, licensed agents is there when you need it. We’re here to assist you every step of the way.

What Does Education Consulting Insurance Cover?

We’ve had deep chats with educators about the policies they like and need most — so you never pay for coverage you don’t need. Here’s what we’ve come up with together:

Included

Professional Liability Coverage

Also called errors & omissions, E&O, or professional indemnity insurance, professional liability coverage assists education consultants with legal expenses related to work performance, such as misplaced advice or a missed deadline.

This coverage allows you to confidently deliver your expert advice, knowing you’re covered in the case of accidental professional errors, accusations of negligence, or failures in service delivery.

We protect you when

  • The customized curriculum you created fails to meet a client’s educational goals, leading to dissatisfaction and potential damages claims
  • You incorrectly interpret student performance data, leading to incorrect resource allocation
  • You agree to complete an accreditation project for a college by a specific deadline, but an unforeseen delay leads to a failure to deliver on time

Best for

  • Advice errors
  • Missed deadlines
  • Negligence claims

General Liability Coverage

General liability coverage covers common claims, such as property damage and bodily injury that arise from your work as an education consultant. It can also cover legal expenses for customer property damage or injury. Plus, it’s often a contractual requirement for working with schools or school districts.

Education consultants don’t often work in high-risk environments, but that doesn’t mean you’re accident-immune.

We protect you when

  • You knock over and break a piece of expensive equipment while conducting a school visit
  • A client visits your office for a meeting and slips on a loose carpet, causing an injury that requires medical care
  • You accidentally cause damage to school property while doing a site evaluation

Best for

  • Medical expenses
  • Damaged client property
  • Slander, libel, or advertising mistakes

Additional Insureds

Additional insured coverage extends an education consultant’s insurance protection to third parties who could be held liable for claims related to the consultant’s operations. These are parties who might face significant financial risk and legal costs, potentially straining professional relationships and leading to costly disputes.

We protect you when

  • You’re required to add an event organizer to your policy in order to conduct a workshop at an event
  • A school or university requires you to add them as an additional insured to work on campus

 

Best for

  • Visiting schools, colleges, or educational centers
  • Off-site seminars/conferences
  • Consultants who lease office space
  • Client home visits

Add-Ons

Cyber Liability Coverage

Your clients entrust you with overseeing sensitive data and resources. This often involves storing and protecting information digitally, making you vulnerable to cyber threats. Cyber liability insurance is essential for recovering from data breaches and cyberattacks, including the cost of recovery expenses, client notifications, and more.

We protect you when

  • A ransomware attack encrypts your client billing records, demanding payment for access
  • A hacker steals your data and exposes sensitive client information
  • Malware corrupts your firm’s systems, corrupting financial data and key files

Best for

  • Data breaches involving personal, financial, or academic information
  • Cyberattacks disrupting daily operations
  • Ransomware incidents
    Theft of sensitive school or client data

Fidelity Bonds

Fidelity bonds offer financial compensation in cases where an employee steals from a client. If your employee engages in criminal acts against a client — such as theft, embezzlement, or forgery — you could face liability, leading to considerable financial losses. Clients might even require your business to have this coverage before hiring you.

We protect you when

  • You authorize a team member to process a client’s electronic funds transfer, and they divert the money into their own account
  • You send an employee to improve a client’s inventory system, and they steal valuable equipment like laptops or tablets.

Best for

  • Contracts requiring a bond
  • Businesses seeking to establish trust with their clients

Higher General & Professional Liability Limits

Some school and learning center contracts ask for a specific amount of General and Professional Liability coverage. Raise your policy’s base limit of $1 million per occurrence / $2 million aggregate to a $3 million aggregate limit with this optional add-on.

Best for

– Opening up bigger contracts
– Covering the risks of large or franchise education consulting groups
– Increasing your coverage to grow with your needs

Tools and Equipment Coverage

Tools and equipment insurance (sometimes called Inland Marine or Business Personal Property) is crucial to protect the essential gear education consultants rely on daily. This includes your laptop, educational software, projectors, and other tech-driven teaching aids you use to manage educational content and conduct analyses.

Imagine if your laptop, packed with sensitive student data, got stolen. Not only would replacing it be costly, but the disruption to your work could be significant! This coverage frees you from worrying about hefty costs or the potential chaos that could follow.

We protect you when

  • Your work laptop is lost or stolen during a workshop
  • A fire breaks out in your office, damaging essential documents
  • A projector or other key equipment is damaged transporting it to a client site

Best for

  • Protecting educational materials and tools
  • Protecting your important business equipment

Workers Compensation

Workers compensation for education consultants protects your employees if they experience work-related injuries or illnesses. It ensures they receive financial support for medical bills and lost wages. Most states require businesses with one or more employees to carry workers comp to remain compliant.

We protect you when

  • An employee slips and falls on a freshly mopped school hallway
  • An employee develops chronic migraines from excessive screen time
  • An employee develops carpal tunnel from repetitive typing

Best for

  • Education consulting firms with employees
  • If you have one or more employees

Have a unique situation you’re afraid won’t be covered? Chat with us about the specifics. We’ll see what we can do!

Coverage Limits for Education Consultant Insurance

General & Professional Liability

$2,000,000

Products & Completed Operations Aggregate

$1,000,000

Personal & Advertising Injury

Included

General & Professional Liability Each Occurrence

$1,000,000

Damage to Premises Rented to You

$300,000

Medical Expense (Any one person)

$5,000

Additional Limits

Inland Marine / Business Personal Property

$4,000

Workers Compensation

$500,000 or $1,000,000

Have questions?

Our licensed, non-commissioned agents are available to address any questions or concerns. No sales pressure — just the answers you need.

Monday to Friday, 8 am – 8 pm EST

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Questions You’ve Asked Us About Education Consultant Insurance

Yes — your insurance policy can be immediately active upon purchase. You’ll get instant coverage confirmation and your Certificate of Insurance (COI) as soon as you complete the online application and payment. You also have the option to choose the date when you want coverage to start — it’s up to you!

You can cancel your education consulting insurance with Insurance Canopy whenever you’d like from your dashboard. Note, that if you submit a claim after cancellation, coverage will only apply if your policy was active at the time of the incident.

If you need help, reach out to our customer service team, and they will assist you with the cancellation process. Please review your policy terms for any applicable cancellation fees or refund eligibility to ensure a seamless transition.

Filing claims with Insurance Canopy is as easy as it gets. Simply:

  1. Log in to your dashboard
  2. Find “Manage Policies”
  3. Click on “File a Claim” and share your info

Once you’re done, a claims adjuster will get in touch to assist you every step of the way to ensure the claims process goes smoothly. Our support team is here to help any time. If you have any questions or need assistance, please reach out.

Your policy will automatically renew at the end of its term, ensuring uninterrupted coverage. We will notify you via email before the renewal date, so you remain aware of upcoming billing charges. If you wish to change or update your policy, our support team is available to assist you!

Consult with Confidence — We’ve Got the Coverage

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Exclusions

  • Public or private educational institutions, their board members, and/or owners of charter schools, primary and secondary schools, colleges, universities, vocational or trade schools
  • Professional services by an attorney, architect, engineer, accountant, real estate or investment manager, physician, dentist, anesthesiologist, nurse midwife, x-ray therapist, radiologist, psychiatrist, psychologist, LCSW, chiropodist, chiropractor, physical therapist, acupuncturist, optometrist, dietitian, nutritionist, herbalist, homeopathic or Ayurveda practitioner or practices
  • Ministry, pastoral or religious instruction, and duties
  • Any practices that diagnose, prescribe, are invasive in nature, or make curative claims
  • The sale of products you manufacture or which are sold under your brand or label.
  • Any ingestible product and any medication requiring a prescription.
  • Failure to treat, diagnose, or refer for traditional medical care
  • Animal care, service, or training
  • Architecture or engineering
  • Any transportation or aviation-related training
  • Drivers Education
  • Construction management/artisan trade training
  • Daycare or childcare
  • Security guards, law enforcement, including school resource officers
  • Safety / OSHA
  • Gun/weapons safety or concealed carry courses
  • Welding or wood burning instruction
  • Glass blowing
  • Furniture making
  • Carpentry, wood carving, or instruction on power tools
  • Consultant firms more than 1
  • Energy, Green, or LEED Consulting

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