Yoga Teacher Insurance
Empower Your In-Person and Online Yoga Classes
The Best Yoga Teacher Insurance
We’re here to support your practice. Insurance Canopy provides low-cost, top-rated insurance for yoga teachers and fitness instructors for as little as $0.44/day. Our policies meet or exceed most insurance requirements to help you land new teaching opportunities and stay centered when common claims arise.
Plus, you get automatic access to exclusive benefits curated to help your yoga business grow — at no additional cost to you!
Affordable
The cheapest yoga insurance that doesn’t compromise on coverage. Save an average of 19% a year on premiums compared to other popular policies.
Quick
Flow into peace of mind in 10 minutes or less. Get a free quote, buy online, and receive instant proof of insurance to meet studio requirements.
Customizable
Your base policy starts with a strong core: general and professional liability. Choose optional add-ons, pay monthly or yearly, and manage everything online 24/7.
What Is Yoga Teacher Insurance?
Yoga teacher insurance is a safety net that helps cover the risks of yoga instruction, like student injuries during classes, property damage to rented studios, and other legal claims. When accidents happen, our insurance coverages work together to keep your practice strong and protected from every angle.
How Much Does Yoga Teacher Insurance Cost?
Our yoga insurance costs start at $159/year or $15/month. For as low as 44 cents a day, get general and professional liability coverage that lets you breathe easy.
We keep the cost of your insurance clear and simple so you always know what to expect. Here are some of the highlights:
- Unlimited number of students
- The same price wherever you live, for every yoga style
- Covers you anywhere you teach — online, home, studio, and events
- Customizable with extra coverage, payment plans, and other add-ons
Our policy gives you the most for the lowest price.
Do Yoga Teachers Need Insurance?
Yes, yoga liability insurance is a much-needed investment in your business’ future. Getting insured is like using good form — it protects your movements for a safe and sustainable practice.
What Insurance Does a Yoga Teacher Need?
General Liability Insurance
Example: A student drops their heavy water bottle and dents the studio floor.
Professional Liability Insurance
Coverage for bodily injuries that result from advice you give during class.
Example: A student overstretches a muscle during a pose.
Medical Expense Coverage
Payment for medical bills if someone gets hurt while you teach them, no matter who is at fault.
Example: A student becomes overheated during a hot yoga class.
Gear & Equipment Coverage
Help with the cost of replacing lost, broken, or stolen gear. (This optional coverage is here if you need it.)
Example: A student accidentally steps on and crushes your streaming camera.
Sexual Abuse & Molestation (SAM) Insurance
Optional coverage designed to protect you from claims of sexual misconduct, including instances of misinterpretation and false allegations.
Example: A client accuses you of touching them inappropriately while correcting their squat form.
What Is Covered By Yoga Teacher Liability Insurance?
- Property Damage: Repair costs for accidental damage to property you rent
- Malpractice (also called “errors and omissions”): Payment for injuries and damage caused by your teaching
- Bodily Injury: Medical bills for accidental injuries
- Equipment Loss: Reimbursement if your gear is stolen or damaged
- Illnesses: Coverage to treat illnesses that result from your classes
- Lifetime Protection: Ability to file a claim related to a client injury that occurred during a policy term after the term expires — even years later (occurrence-form policy)
See some examples of real claims yoga instructors have faced and learn strategies for minimizing your risk.
Coverage Details
General & Professional Liability Limits
The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.
$3,000,000
The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$0
Optional Add-Ons
Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.
$1.33 – $10.67/month
$8.25/month
Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Coverage for defense costs if you’re wrongly accused of sexual harassment or improper conduct.
$10.33 – $14.46/month
FAQs About Liability Insurance for Yoga Teachers
How Do I Get a Quote for Yoga Insurance?
- Choose Yoga on the first page
- Opt-in to any additional coverages
- Input the requested business and location info
- Select the date you want your policy to take effect — including same-day if needed!
- Click continue and review your coverage details and cost quote
How Can I Customize My Yoga Teacher Insurance?
We have your back with flexible yoga liability insurance payment options — choose monthly or yearly! Need extra protection? Add optional coverages based on your practice and your budget:
- Gear & Equipment Coverage (Inland Marine Insurance)
- Cyber Liability Insurance
- Diet & Nutrition Coverage
- Sexual Abuse and Molestation (SAM) Coverage
What Teaching Styles Will Yoga Insurance Cover?
Your Insurance Canopy yoga instructor insurance will cover most styles currently practiced, including Bikram, Buti, Hatha, Vinyasa yoga and more.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Find the Best Yoga Insurance With Insurance Canopy
Hear why yoga teachers and fitness professionals love their experience with us.
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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*Not for sale in Missouri
**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.