Entertainer Insurance
- A-rated carrier
- Affordable, transparent pricing
- Monthly or annual payments
- Occurrence-form coverage
Affordable Entertainer Liability Insurance Coverage
Entertainer insurance is designed to protect magicians, musicians, and other performers like you from the most devastating consequences of liability claims. It acts as a financial safety net in the event of accidents, lawsuits, and other mishaps related to your performances or operations.
Stay confidently focused on your craft with Insurance Canopy’s affordable, flexible, and comprehensive liability insurance made for entertainers like:
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Check out our Performer Insurance page for more specialties and information. If you can’t find your field, view more from our insurance industry list or call for assistance (844) 520-6993.
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What Is Entertainers Insurance?
Entertainers insurance is general liability protection designed for those who entertain, perform for, or otherwise interact with an audience. Also known as public liability insurance, it’s built to safeguard you and your business from the costs of third-party bodily injury and property damage claims.
Insurance Canopy’s liability insurance for entertainers provides general third-party liability coverage as well as personal and advertising injury coverage, products–completed operations coverage, damage to rented premises coverage, and more — all in one basic policy.
How Much Does Liability Insurance for Entertainers Cost?
Entertainer liability insurance with Insurance Canopy starts at $18.50 per month or $199 per year for an annual policy. Single-event policies cost as little as $59 for three consecutive days of coverage.
Annual policies also allow you to customize your coverage with optional add-ons, including:
- Equipment and gear coverage (also known as inland marine) from +$7.50/month
- Cyber liability coverage +$8.25/month
While these optional coverages are not available on event policies, both event and annual policies allow you to add additional insureds (like a venue or event organizer) for only $10 at any time through your user dashboard.
Coverage Details Limits
General Liability Aggregate Limit
The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage period as a result of your business operations. For example, someone getting injured after tripping over your extension cord.
$2,000,000
Products – Completed Operations Aggregate Limit
The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product or service you provide or sell, such as a toddler ingesting glowstick gel.
$2,000,000
Personal and Advertising Injury Limit
The amount your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or
- Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
General Each Occurrence Limit
The maximum the insurance carrier will pay for one individual bodily injury or property damage claim that you become legally obligated to pay due to your business operations.
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
Applies to damage by fire to premises rented to the insured for more than 7 days, and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Medical Expense Limit
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$ 5,000
Unlimited Additional Insureds
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, yourself, or other businesses you may own.
$10 for Annual and Event
Equipment and Gear Coverage
Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. equipment, inventory) but excludes coverage for structures and items that are a permanent part of the structure.
$2,000 policy year
+$7.50/month
$5,000 policy year
+$15/month
Deductible
$250
Cyber Liability Coverage
The maximum amount paid out in the case of a cyber attack on your business. Pays for things like credit monitoring for impacted parties and regulatory fines and penalties.
$100,000 policy year
+$8.25/month
$250,000 policy year
+$12.50/month
Deductible
The amount deducted from a claim before paying up to your policy limits.
$1,000
Excess Liability Coverage ($1,000,000)
$29.17/month
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More a way to input the information or you can call or email to request it.
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More to be desired. 🤷🏻♀️ overall, would recommend! 🙂
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
Don’t put your financial future at risk or let mishaps keep you from taking your place in the spotlight. Insure your performance today.
What Does Entertainers Insurance Include?
Limit Per Policy: $2,000,000
Also known as public liability insurance for entertainers, this coverage is designed to protect your business from third-party bodily injury or property damage claims that occur while interacting with the public. For example, a fan tripping and falling over your power cord, a piece of equipment damaging a venue, or a spectator getting hit and injured by a prop.
Equipment and gear coverage (also known as inland marine coverage) is designed to save you time and money by helping pay for repairs or replacements if your equipment is damaged or stolen.
Limit Per Policy: $300,000
This coverage applies to unintentional damages you may cause to spaces you rent to record or rehearse. It can also apply to the stages and surroundings where you perform.
Limit Per Policy: $1,000,000
Personal and advertising injury insurance helps cover claims related to things like defamation (libel and slander) and copyright infringement, which can be especially important when your business involves creative expression and a public image.
Limit Per Policy: $2,000,000
Products-completed coverage is designed to cover incidents related to merchandise you sell and can help protect you if an audience member suffers an injury as a consequence of attending your performance.
Frequently Asked Questions About Entertainers Insurance
Why Do I Need Entertainer Insurance for My Business?
You need liability insurance because no matter how “small-time” you are, you can be held responsible for illnesses, injuries, or damages to venues and attendees that occur during your performance or operations.
Even one claim can quickly become financially devastating for self-employed individuals and small businesses.
What Does Entertainer Liability Insurance Cover?
Our liability insurance for entertainers is designed to cover claims and/or lawsuits from situations like these:
- Your speaker accidentally falls over and damages the stage, and the venue wants you to pay for repairs
- An audience member trips over your mic cord and sues you to cover the cost of their medical expenses
- An event attendee who had you paint their face experiences an allergic reaction and brings a claim against you
- A fan demands compensation after a piece of merch they bought from you ends up defective and injures them
- Another local band sues you for stealing their promo ideas and marketing materials
Claims like these can easily climb into the tens of thousands! Insurance Canopy can help mitigate some or all of these costs, protecting you and your business.
What Happens If My Equipment Gets Damaged or Stolen?
If you add equipment and gear coverage to your annual policy, you can get help paying for repairs or replacements to your business’s personal property, such as equipment, supplies, or inventory.
This additional coverage costs between $7.50 and $15 per month with your annual policy and can cover from $2,000 to $5,000 per policy year.
Note: This coverage does not cover structural property, like buildings, and is only available as an add-on to annual policies.
How Do I Apply for Entertainers Business Insurance?
Our application takes as little as 10 minutes! You don’t need to request a quote. All you need to complete your application is:
- Your name and address
- Your business operation information (your business name and address, a general idea of your gross sales, event types, number of years in business)
- Any knowledge of previous insurance claim history
- Details for additional insureds, tenants, or landlords you plan to add
- Payment information
Insurance Canopy has been insuring entertainers like you for over a decade! Our agents are licensed and non-commissioned, ready to help you find the right coverage for your business.
If you have questions or need additional assistance, contact us online or call our U.S.-based English and Spanish-speaking customer service line at (844) 520-6993 Mondays-Fridays 8 am to 8 pm EST (except on holidays).
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies to suit your unique needs
- 24/7 access to your policy documents
- Free and unlimited additional insureds