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IT Consultants Insurance

Get the protection your IT consulting business needs with Insurance Canopy’s specialized IT consultant insurance.

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Affordable, Fast, and Comprehensive

Our IT Consultant Insurance Coverage Is Designed To Meet Your Unique Needs

What is IT Consultant Insurance?

IT consultant insurance is a specialized coverage designed to protect your IT consulting business from potential risks and liabilities. There are risks in this type of business, including data breaches, system failures, errors or omissions, and lawsuits from clients. IT consultant insurance helps cover the costs of legal fees, damages, and other financial losses that may arise from these risks.

Who Needs IT Consultant Insurance?

IT consultant insurance is crucial for a diverse range of professionals in the IT consulting industry, including:

  • IT Analysts
  • IT Trainers
  • IT Consultants
  • Custom Programmers
  • Computer Programmers
  • Custom Software Developers
  • Software Consultants
  • Database Manager


Protect My Consulting Business Today

How Much is IT Consultant Insurance?

IT consulting insurance starts at only $21.08 per month or $229 per year. The cost is determined by factors such as:

  • Gross income of your business.
  • Selected coverages.
  • Coverage limits.

Don't Just Take Our Word For It

Here's what other people have to say about their experience.

  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026

    Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026

    Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026

    Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026

    Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025

    Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025

    So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025

    Great experience, quick and easy to understand with what I needed for my business. Highly recommend!

    FrankLynn Rae Avatar FrankLynn Rae
    October 28, 2025

    Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.

    Maria Ciccone Avatar Maria Ciccone
    October 19, 2025
  • Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins

    stan zizka Avatar stan zizka
    October 5, 2025

    Getting a vendor policy was quick and fairly priced compared to other quotes.

    Kristine Fullerton Avatar Kristine Fullerton
    October 3, 2025

    Thank you so much

    Steve Monreal Avatar Steve Monreal
    July 11, 2025
  • I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

    Jamie Calaway Avatar Jamie Calaway
    July 4, 2025

    Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

    Robert Earnest Avatar Robert Earnest
    July 4, 2025

    I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

    Deloris Pacheco Avatar Deloris Pacheco
    June 27, 2025
  • Very easy to renew policy

    Elyce Nissinoff Avatar Elyce Nissinoff
    June 18, 2025

    Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

    queenkiam Avatar queenkiam
    June 18, 2025

    Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

    Anthony Burgess Avatar Anthony Burgess
    June 18, 2025
  • Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

    Michael Riley Avatar Michael Riley
    June 18, 2025

    Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

    Jay Solis Avatar Jay Solis
    June 18, 2025

    What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

    Masha Rusanov Avatar Masha Rusanov
    June 18, 2025
  • great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

    Gretje Angell Avatar Gretje Angell
    June 18, 2025

    Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.

    David Fox Avatar David Fox
    May 18, 2025

    They can help.you with the right Insurance you need, and the lowest price

    Alvaro Baltazar Avatar Alvaro Baltazar
    May 18, 2025
  • everything is excellent

    Radames Martinez Avatar Radames Martinez
    May 18, 2025

    Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!

    Ishan Arvin Avatar Ishan Arvin
    May 18, 2025

    Affordable for dance & yoga folk. Thumbs up!

    Maia Claire Avatar Maia Claire
    May 18, 2025
  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026
  • Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026
  • Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026
  • Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026
  • Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025
  • Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025
  • So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025

What’s Covered in IT Consultant Insurance?

IT consultants need various essential coverage types for complete insurance protection.

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General Liability

General Liability coverage provides vital protection against claims for bodily injury, property damage, or personal and advertising injury made by third parties. This coverage includes legal fees, settlement costs, and damages awarded in a lawsuit, ensuring that IT consultants have financial protection in a field where unforeseen situations can arise.
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 Professional Liability Coverage

Professional liability coverage is essential in protecting consultants against claims of negligence, errors, or omissions in their services. When offering advice and recommendations, there is always a risk of clients being unhappy or experiencing financial loss. This coverage takes care of defense costs, settlements, or judgments, allowing consultants to focus on their work without worrying about professional risks.
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Errors and Omission Coverage

Errors and omissions (E&O) coverage provides protection against mistakes, negligence, or failure to provide accurate advice or services to clients. This insurance covers legal fees, settlements, and damages resulting from claims arising from consulting work. IT consultants can confidently deliver high-quality services to clients, knowing they are protected from financial risks with E&O coverage.
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Cyber Liability Coverage

Cyber liability coverage safeguards against financial losses and damages caused by cyber-attacks. This includes data breaches, hacking incidents, and identity theft. IT consultants require this coverage to handle client information online while managing risks and liabilities effectively. It provides preparedness and financial security in case of cyber-attack incidents.
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Tools and Equipment Coverage

IT consultants are protected from financial losses caused by damaged, lost, or stolen tools. This is crucial for consultants who heavily rely on specialized tools. Consultants can have peace of mind knowing that unexpected incidents will not disrupt their business, as tools can be promptly replaced or repaired.

Coverage Limits for IT Consultant Insurance

IT consultant insurance offers a variety of policy options and specific limits to consider, including:

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$1,000,000

The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.

$300,000

Medical Expense (Any one person)

$5,000

Additional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.

$4,000

Still doing your research?
Have Questions?
Our licensed agents are available to answer any questions you may have (se habla español)

Benefits Of Insurance

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Increased Customer Bookings

When you protect your business with IT consulting insurance you can advertise that your business is licensed and insured, giving you that competitive edge over other consultant firms. 

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Cyber Liability Insurance

As a consulting business, you may store sensitive client information online or on a tablet. With cyber security crimes on the rise, run your business without worry when you protect it with Cyber Liability insurance. 

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Personalized Coverage

Insurance Canopy provides IT consultants with personalized and affordable coverages. Increase your coverage limits, add coverages, and create a policy that is perfect for your business. 

FAQs About IT Consultant Insurance

Answers to Some Commonly Questions about IT Consultant Insurance

IT consultant insurance provides coverage for general, professional, and cyber liability. Additionally, Insurance Canopy offers errors and omission coverage and tools and equipment coverage to ensure comprehensive protection for IT businesses in unforeseen situations. These coverages are crucial for all consulting businesses, including those in the IT industry.

IT consultant insurance protects you from liability claims like negligence, breach of contract, or defamation. It also builds trust with clients, demonstrating that you have taken necessary precautions. This insurance offers peace of mind and financial security in unforeseen circumstances.

As a one-stop shop for insurance, Insurance Canopy is dedicated to creating the best insurance experience for its customers. Insurance canopy offers:

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In 49 States (excludes MO)
  • Additional Insureds
  • General Liability
  • Professional Liability Insurance
  • Cyber Liability Insurance
  • Damage to Premises Rented Coverage
  • Tools & Equipment Insurance
Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
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Need additional information before making a decision?

Give our team a call today at 844.520.6993

Get Protected with Insurance Canopy Today

As an IT consultant, your role to provide clients with professional guidance and services is invaluable. Despite your skill, it’s crucial to understand that accidents, mistakes, or legal claims might still happen while you are at work. Insurance Canopy offers comprehensive coverage options designed specifically for IT consultants like you, including professional, general, and cyber liability coverages.

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