DJ Certificate of Insurance
Venue asking for your COI? Get your DJ Certificate of Insurance (COI) today and perform with confidence, knowing you’re ready for your next gig.
What Is a DJ Certificate of Insurance?
A Certificate of Insurance (COI) is a document that proves your business is backed by an insurance carrier. A DJ COI lists your insurance coverages, limits, policy period, and essential contact information.
Think of it as the liner notes to your liability coverage — all of the essential details in one place.
What’s Included in a DJ Insurance Certificate?
Your DJ Certificate of Insurance (COI) includes:
- Your policy number
- Your name or business name (“insured/policyholder”)
- The insurance company (“insurer/carrier”)
- Your coverage types (e.g., general liability insurance)
- Start and end dates (“policy eff.” and “policy exp.”)
- Coverage limits (how much you’re covered for)
Any additional insureds (like an event organizer)
It’s common for venues and event organizers to request a copy of your COI or ask that you add them as an additional insured on your policy. When you do this, your coverage can provide some protection to them if you’re both blamed for an accident.
Good to know: Learn to read what’s on your COI from top to bottom, and find out why wedding venues ask for proof of insurance.
How Do I Get a DJ Certificate of Insurance?
To get a DJ Certificate of Insurance (COI), buy DJ liability insurance online. After checkout, you can download your COI faster than a mic check:
- Log in to your user dashboard
- Click “Download Certificate”
- View and send your certificate to venue owners or event organizers
With so much going on at gigs, you can’t avoid every accident. DJ insurance helps protect you when the unexpected happens. Protect your business with an annual policy starting at $18.50/month or $199/year, and have your DJ COI ready for your next gig.
Looking for short-term coverage? Get DJ event insurance from $59 for three consecutive days.
Why Does a DJ Need a Certificate of Insurance?
DJs need a Certificate of Insurance (COI) because clients, event organizers, venues, and landlords often ask for proof of insurance before booking them. Insurance Canopy’s annual and short-term DJ insurance policies provide coverage limits of $1 million per occurrence and $2 million aggregate, which satisfy most venue requirements. Always check your venue’s specific requirements.
Having a COI helps show that you’re financially prepared to cover risks like:
- Property damage to venues
- Injuries to audience members and venue staff
- Legal fees if you’re sued over a covered claim
Plus, your COI makes you stand out from your uninsured competitors.
Pro tip: If you need protection for your gear, Insurance Canopy makes it easy and affordable to add DJ equipment insurance to your annual policy.
How Do I Add an Additional Insured to My DJ Certificate of Insurance?
Once you’re in the Insurance Canopy club, adding an additional insured to your DJ liability insurance certificate is easy:
- Log in to your user dashboard
- Click “Add an Additional Insured”
- Add their information with the exact language your additional insured requests
- Download and review your COI
Pay nothing for unlimited additional insureds on annual policies, and only $5 for unlimited additional insureds on event policies.
Did you know? Insurance Canopy’s policies are tailored to you, so you only pay for what you’re most likely to need. From wedding DJs to entertainers with a full act, we design policies with you in mind!
FAQs About a DJ Certificate of Insurance (COI)
How Long Does It Take to Get a DJ COI?
You can download your DJ COI immediately.
New to Insurance Canopy? Fill out a quick DJ insurance application and download your COI immediately after checkout.
Already have a policy? Log in and click “Download Certificate.”
Do I Need to Provide a DJ Certificate of Insurance for Every Gig?
Yes, you should have a DJ Certificate of Insurance (COI) for every gig, because many venue owners and event coordinators won’t hire you without proof of insurance. You don’t need a new policy for each gig: with an annual policy, just download your COI and add the venue as an additional insured when asked.
Plus, you may get more gigs than your uninsured competitors when you inform event organizers and venue owners that you have insurance.
How Much Does a DJ COI Cost?
A DJ COI is free when you buy an insurance policy. Insurance Canopy’s annual DJ insurance policy starts at $18.50/month or $199/year, and short-term coverage starts at $59 per event.
Can I Get a Certificate of Insurance for a One-Time Event?
Yes, you can get a DJ insurance certificate for a one-time event when you buy an event policy that covers up to three days. This policy is perfect for weekend performances, pop-up appearances, or special occasions.
If you have more than a few gigs a year, an annual policy could save you time and money. With an annual policy, you’re covered no matter how many events you book during a policy period.
What Should Be Included on a Certificate of Insurance for DJs?
The following are included on Insurance Canopy’s DJ COIs:
- Name of the business or individual DJ receiving the coverage
- Name of the insurance carrier
- Types of coverages
- Coverage limits
- Policy number
- Effective and expiration dates
- Additional insured information, if applicable
Do I Need to List the Venue as an Additional Insured on My COI?
You only need to add a venue owner or event coordinator as an additional insured to your COI if they request it. Adding them can extend your protection to the venue in case something goes wrong during your gig, such as third-party injuries or property damage.