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Concession Insurance

Name: Concession Insurance
Brand: Insurance Canopy
Rating: 4.8 (510 reviews)

Protect your business today with concession insurance from Insurance Canopy!

1-90 Days of Coverage

Starting at

^$49/event

Where You're Covered

Exhibitor Insurance Coverage

Exhibitor insurance has you covered for any business-to-business (B2B) or consumer-facing event, whether you operate from a booth, kiosk, stall, or stand.

General Vendors & Exhibitors

Artists & Crafters

DJs & Entertainers

Food & Concessions

Liquor Vendors

Photographers & Videographers

What is Concession Insurance?

Concessionaire insurance is general liability coverage designed for vendors who operate at fairs, festivals, stadiums, and other events. It can protect you against common claims like third-party bodily injury and property damage, which can absorb some or all of your financial responsibility.

A single accident can result in huge expenses for concessionaires, cutting into profits and sometimes even forcing businesses to close. Concession liability insurance mitigates this risk, safeguarding your assets so you can operate with confidence.

Concessionaire Coverage Options

Insurance Canopy also offers optional add-ons for annual policyholders who want to expand their coverage options. With an annual policy, you can opt into any or all of these for an added layer of protection:

Tools and Equipment: helps pay to replace or repair your business-essential gear if it’s broken or stolen
Cyber Liability: covers cybercrime-related claims resulting from ransomware or data breaches
Excess Liability: increases your policy limits to cover higher claim amounts

Liquor Liability Coverage

Does your concession business sell alcohol? We have you covered there, too!

If cocktails or beer are always on your menu, we offer annual liquor liability insurance to protect you if an intoxicated customer stirs up some trouble.

Only serving up spirits for a single event? No problem! We offer short-term liquor liability insurance that covers you for one to three days.

Who Needs Concession Insurance?

All mobile businesses need to carry concession stand insurance. This includes concession carts, trucks, trailers, and pop-up vendors.

If a customer trips into your craft booth or a gust of wind knocks your display into a nearby car, you could be financially responsible for medical bills, repair costs, and legal fees. Concessionaire insurance covers some or all of those expenses so you don’t have to pay out of pocket.

How Much Does Concessionaire Insurance Cost?

Concession insurance starts as low as $49 per event*, with optional theft and damage coverage available for an additional $54. Vendors who need year-round coverage can opt for an annual policy for as low as $18.50 per month** and add additional gear protection at a monthly rate.

Depending on the types of vendor insurance coverage you select, your business’s gross income, and the state you operate in, your premium cost could be higher.

* The lowest pricing is based on Arts and Crafts policies.
** The $18.50 per month pricing is based on DJ and Entertainers policies.

Protect Your Business With Concession Insurance

Before you head to the next festival, convention, or expo, safeguard your business with concession insurance from Insurance Canopy. We’re here to watch your back so you can focus on doing what you do best.

FAQs About Concession Insurance

Can I Get 1-Day Concession Insurance?

Yes, you can get 1-day concession insurance! You can select a short-term or long-term policy based on your business needs. Options range from 1 to 90 days or coverage.

Do I Need Insurance to Sell at a Concession Stand?

Yes, you need insurance to sell at a concession stand!

Many venues and event coordinators require vendors to show proof of insurance before they can participate. Even if your event doesn’t require it, concession stand insurance offers essential protection that can save you big bucks in the long run.

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

What People Are Saying

Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.

They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

Evergreen Multiservices
February 2, 2026

Extremely user friendly website, super affordable and very little time needed to apply.

Carl Sari
January 31, 2026

Excellent company, Great service, the best!!!

Claudina Adams
January 15, 2026
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

Alex
January 5, 2026

Really went the extra mile to find the appropriate coverage for my business.

Daisy B
January 2, 2026

Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

Andy Anderson
December 22, 2025
Easy. Convenient. Trustworthy. Came thru in a moments notice

Eddie K
December 19, 2025

Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

Peter Flessas
December 14, 2025

So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

Yuri Gonzalez
December 11, 2025
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

Jacob Serrano
December 6, 2025

Great experience, quick and easy to understand with what I needed for my business. Highly recommend!

FrankLynn Rae
October 28, 2025

Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.

Maria Ciccone
October 19, 2025
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins

stan zizka
October 5, 2025

Getting a vendor policy was quick and fairly priced compared to other quotes.

Kristine Fullerton
October 3, 2025

Thank you so much

Steve Monreal
July 11, 2025
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

Jamie Calaway
July 4, 2025

Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

Robert Earnest
July 4, 2025

I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

Deloris Pacheco
June 27, 2025
Very easy to renew policy

Elyce Nissinoff
June 18, 2025

Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

queenkiam
June 18, 2025

Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

Anthony Burgess
June 18, 2025
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

Michael Riley
June 18, 2025

Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

Jay Solis
June 18, 2025

What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

Masha Rusanov
June 18, 2025
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

Gretje Angell
June 18, 2025

Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.

David Fox
May 18, 2025

They can help.you with the right Insurance you need, and the lowest price

Alvaro Baltazar
May 18, 2025
everything is excellent

Radames Martinez
May 18, 2025

Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!

Ishan Arvin
May 18, 2025

Affordable for dance & yoga folk. Thumbs up!

Maia Claire
May 18, 2025

They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

Evergreen Multiservices
February 2, 2026
Extremely user friendly website, super affordable and very little time needed to apply.

Carl Sari
January 31, 2026
Excellent company, Great service, the best!!!

Claudina Adams
January 15, 2026
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

Alex
January 5, 2026
Really went the extra mile to find the appropriate coverage for my business.

Daisy B
January 2, 2026
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

Andy Anderson
December 22, 2025
Easy. Convenient. Trustworthy. Came thru in a moments notice

Eddie K
December 19, 2025
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

Peter Flessas
December 14, 2025
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

Yuri Gonzalez
December 11, 2025
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

Jacob Serrano
December 6, 2025