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Pitch-Perfect Liability Insurance Coverage for Performers and Harp Teachers
Log into your AHS member portal to claim your membership discount and keep tuning your risk-management knowledge.
Performer Insurance
as low as
$18.50/month
or $59 per event
Or get event coverage for only $59 per event
Why Harpists Choose Insurance Canopy
In partnership with the American Harp Society, Insurance Canopy is offering Music Teacher Insurance and Performer Insurance at a discount to AHS Members.
Trusted by over 140,000 professionals, Insurance Canopy provides general and professional liability insurance that hits all the right notes for harp teachers and performing musicians.
- Instant Certificate of Insurance (COI)
- 24/7 Online Policy Management
- Flexible Event or Annual Musician Coverage
- Affordable Monthly Payment Options
- Covered Wherever You Teach or Play
- U.S.-Based, Licensed Support Agents Ready to Help
AHS Members Save with Insurance Canopy
Get a $10 discount when you purchase or renew your Performer or Music Teacher Liability Insurance, and $5 off of every Performer event policy—just for being an AHS member! Log into your AHS member portal to claim your membership discount and keep tuning your risk-management knowledge.
Performer Insurance
as low as
$18.50/month
or $59 per event
Or get event coverage for only $59 per event
What Does Performer Liability Insurance Cover?
Performer insurance is liability coverage for claims due to your performance, rehearsal, recording, or promotion. Whether you’re a full-time, part-time, or gig musician, you can be covered for accidents at venues from weddings to corporate events.
Coverage Details
Included
The most your policy pays when your business is legally responsible for harm to others or their property. Your limit amount refreshes every policy period (every year or every event).
$2,000,000
The most your policy pays when the products you use to perform cause harm to others or their property. It doesn’t cover products you sell or distribute.
$2,000,000
The amount your policy will pay for one or more of these claims:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful eviction or wrongful entry
– Slander or libel
– Violation of privacy
– Advertising mistakes
$1,000,000
The maximum amount paid per incident during the policy period.
$1,000,000
Coverage for fire damage to spaces you rent. If you occupied the premises for seven (7) days or less, coverage for the space and its contents applies regardless of what caused the damage.
$300,000
Medical bill coverage for others’ injuries due to your business, no matter who is at fault.
$5,000
Additional Limits
Payment for liability due to data breaches or cyberattacks on your business.
$100,000
What Does Music Teacher Liability Insurance Cover?
Music teacher insurance is essential coverage for claims such as third-party property damage, student injury, and more. It’s a must for you if you instruct harp students in-person, online, give private lessons, or teach publicly for a school or organization. It can also cover your personal liability for gigs if you’re a teacher who also performs.
These included coverages protect against your biggest teaching and performance risks:
Coverage Details
Coverage types and limits included in liability insurance for music teachers:
$2,000,000
$1,000,000
Included
$1,000,000
$300,000
Included
Optional Add-Ons
Payment for liability due to data breaches or cyberattacks on your business
$4,000
Why Liability Insurance Is Instrumental for Harpists
Whether you teach harp lessons, book gigs, or both, mistakes happen – and not just a dropped note. Liability Insurance is made to protect you from paying out of pocket for expensive claims.
Students accidentally damage the venue where you’re holding your recital. You’re legally responsible for the property damage.
A phishing attack steals the credit card info you collected for student and gig payments. You are served with a data breach lawsuit.
You bump a wall while transporting your harp and leave a large dent. The venue holds you responsible for repairs.
Get covered instantly.
An audience member at your show hurts themselves and names you in the lawsuit, citing too many people in the venue.
Heavy audio equipment falls on a student in your studio, injuring them.
All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim circumstances vary and similar claims do not guarantee coverage.
Trusted by Over 140,000 Small Businesses Like Yours
Listen to the symphony of happy customers from Insurance Canopy’s over 420 Google reviews.
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025