Cleaning businesses face two categories of risk: on-the-job hazards, like property damage, client injuries, employee injuries, and auto accidents; and legal risks, like operating without contracts, misclassified workers, lapsed licensing,
If you sign up as a vendor at a market or get hired to work a special event, the event organizer may ask for a Certificate of Insurance, or COI.
A landscaping bond is a financial guarantee that your business will do what it promised, and that your clients are protected if it doesn’t. Clients want to hire landscapers they
A single lawsuit — whether from property damage, an injury, or legal costs — can put your landscaping business at serious financial risk. But knowing what to expect, what to
Standard product liability insurance policies typically limit coverage to the U.S., Puerto Rico, and Canada and usually require that any lawsuits be filed there, even if the injury occurred abroad.
You’re not the only one thinking it.How do I help people without putting my coaching business at risk? The life coaching industry is growing fast. With that growth has come
Insurance protects your pressure washing business from costly accidents. Bonding protects your clients from dishonest or unfinished work. Here’s how they work together to help you win more jobs and
Your mobile bartending career is built on skill, flair, and good taste — but have you protected yourself from the legal risks you face? Nobody likes thinking about what could
A dreaded lawsuit — it’s every fitness professional’s worst nightmare. Despite your passion and expertise in helping people achieve their fitness goals, sometimes something as small as a missed cue
Most cleaning business owners focus on finding clients, buying supplies, and building a great team (go you!). But legal gaps? They get overlooked until something goes sideways. Let’s fix that
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Exclusions
This policy is not designed to cover:
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Not available if you manage or control systems involving:
Restricted if you work in:
Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.
