Your first event is booked. You’re excited to sell…until the organizer starts asking you to upload a Certificate of Insurance with million-dollar limits and “additional insureds.” What exactly does this
A caterer’s server gets injured. A DJ scratches the dance floor. A COI expires the day before setup. Suddenly, everyone turns to the event planner asking, “Who’s covered?” or worse,
If you’re here because your venue (or a contract) just hit you with “we need proof of insurance,” you’re in the right place! Let’s get your event insurance questions answered
General Liability vs Professional Liability for Personal Trainers: What’s the Difference? What is the difference between general liability and professional liability insurance for personal trainers? The main difference is that
If you rely on tools, equipment, or inventory to run your small business — especially if you travel with those items for work — inland marine insurance is worth having.
From weddings to corporate mixers, events and alcohol often go hand in hand. But serving alcohol comes with its fair share of risks, making liability insurance a must-have to protect
Most teachers should carry their own professional liability (errors & omissions) and general liability coverage, even if their district, school, or union provides some protection. Institutional policies may not cover
When you sell a product, you’re also taking on responsibility for what happens after it leaves your hands. One mistake can set off a chain reaction, like a chain of
Life coaches need insurance in every coaching niche, including online-only practices. Find out which coverage you need to protect your specialty, clients, and contracts, plus a quick checklist to make
With dance comes movement, and with movement comes risk. Whether you’re imagining choreography or guiding students across the floor, dance instruction calls for real-world protection against “what if” injuries and
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Exclusions
This policy is not designed to cover:
Not available if you manage or control systems involving:
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