Imagine this: Two minutes into a standard mowing job, you feel the mower blades connect with a hidden object that goes flying. Now there’s a spiderwebbing crack in the customer’s
Cleaning businesses face two categories of risk: on-the-job hazards, like property damage, client injuries, employee injuries, and auto accidents; and legal risks, like operating without contracts, misclassified workers, lapsed licensing,
Landscaping crews face daily risks, from sharp tools and flying debris to extreme heat and vehicle strikes. This lawn care and landscaping safety checklist is designed for daily use to
When business slows down in the off-season, your insurance payment may seem like an easy bill to cut. But canceling your coverage creates bigger problems than it solves, from losing
Standard product liability insurance policies typically limit coverage to the U.S., Puerto Rico, and Canada and usually require that any lawsuits be filed there, even if the injury occurred abroad.
Tree trimming is one of the most hazardous landscaping services, with falling limbs, dangerous tools, unpredictable weather, and lumbering heights elevating your business’s liability risks. The good news? Understanding the
The words “bonded” and “insured” are often heard together, but they don’t mean the same thing. In short, liability insurance helps protect your cleaning business against third-party claims you might
“Cyber risk” might make you picture hoodie-wearing hackers in a dark room, but most cyber attacks don’t start that cinematically. They often stem from things like a reused password or
You’re an expert at making clients’ properties shine, but sometimes overspray happens! When things go wrong on the job, carrying the right coverage makes all the difference in whether costs
As the world of interior design changes rapidly, new risks can pop up to catch you off guard. From experimental new technology to global supply chain instability, these exposures can
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Exclusions
This policy is not designed to cover:
Not available if you manage or control systems involving:
Restricted if you work in:
Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.
