Wedding DJ Insurance
Event and Annual Liability Coverage for Wedding DJs
- Grab an instant Certificate of Insurance (COI)
- Get your policy in 10 minutes or less
- Add Additional Insureds from your dashboard
- Customize your coverage
Why Insurance Canopy for Wedding DJ Insurance?
We bring low-cost, top-rated insurance to the dance floor, so you can stay focused on making sure everyone has a great time at the wedding. Our coverage includes general liability and optional equipment coverage to help you maneuver the most common risks you’ll face as a wedding DJ with peace of mind.
Save
Performing at more than a few weddings this year? Get an annual policy starting at $18.50 per month.
Protect
One lawsuit could cost you thousands. Our comprehensive insurance helps manage risks, so your DJ career keeps to the beat.
Perform
Show proof of insurance at any gig with a general liability policy you can buy online, any time, in 10 minutes or less.
What is Wedding DJ Liability Insurance?
Wedding DJ liability insurance provides financial protection against common claims, such as third-party bodily injury and property damage.
Accidents happen, and wedding DJs face unique risks that could financially ruin your business. Getting coverage from Insurance Canopy defends you against hefty claim costs, medical bills, and lawsuits.
Most venues and events require proof of insurance. An Insurance Canopy policy gives you an edge over other wedding DJs without insurance, landing you more gigs and more time to focus on spinning great tracks.
Coverage Details for Wedding DJs
Included
$2,000,000
$2,000,000
$1,000,000
$1,000,000
$300,000
$5,000
Additional Limits
+$7.50/month
+$15/month
$250
+$6.58/month
+$10
Event Policy Pricing
Event Policy — 1-3 Days Covered
From $59 per event
Annual Policy Pricing
From $18.50/month
From $24.33/month
How Much Does Wedding DJ Insurance Cost?
A basic annual DJ insurance policy starts at $18.50 per month or $192 per year. Event insurance provides general liability insurance for any 1-3 day event starting at $59.
The amount you pay varies on several factors, such as your business’ annual revenue, optional add-on coverages you select, and whether you need to add additional insureds to your policy.
What Risks Do DJs Face at Weddings?
Some risks wedding DJs face include:
- Accidentally damaging the venue during set up or take down
- Someone tripping over your equipment and injuring themselves
- Couples who aren’t satisfied with your performance
Someone stealing your equipment
Does Liability Insurance Cover My Wedding DJ Gear?
No — liability insurance does not cover wedding DJ gear and equipment. However, if you have an annual policy, you can add DJ gear insurance (aka gear and equipment, or inland marine) coverage for $6-$12.50 per month:
- $2,000 coverage per policy year ($7.50+ per month)
- $5,000 coverage per policy year ($15+ per month)
Benefits of Wedding DJ Liability Insurance with Insurance Canopy
Having DJ liability insurance for wedding venues comes with numerous perks:
- Professional Credibility: Having insurance shows you’re serious about your business and gives you an edge over wedding DJs who aren’t insured.
- Proof of Insurance: Log into your dashboard and print your wedding DJ Certificate of Insurance (COI) at any time for proof of legitimate coverage.
Additional Insureds: Most venues will ask you to add them as an additional insured in case something goes wrong during your gig. - Protection from Costly Claims: If someone trips over your DJ equipment and injures themselves, or your equipment scuffs the venue’s floor, liability insurance can protect you from paying out of pocket for legal, property damage, medical fees, and more.
- Tailored Coverage: With Insurance Canopy, you can choose to increase the limits of your policy or more fully protect your business with Equipment and Gear coverage, Cyber Liability, and more.
You're In Good Company With Insurance Canopy
Here's what some of our over 14,700 customers have to say about their experience.
-
They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
-
They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
Wedding DJ Insurance
Picking the right insurance for your small business is critical. Avoid gaps in your coverage that could risk the future of your wedding DJ business.
Questions About Insurance for Wedding DJs
What insurance do I need as a wedding DJ?
Wedding DJs need these types of insurance coverages:
- General Liability: Protects you from third-party bodily injury, property damage, and other claims.
- Equipment and Gear Coverage (aka Inland Marine): Safeguards you from paying out of pocket for stolen or broken DJ gear.
- Personal and Advertising Injury: Defends against libel, slander, and defamation claims or that your services didn’t match up to what you advertised.
- Damage to Premises Rented to You: Protects you from having to pay out of pocket for property damage claims for space you rent to practice or play.
Should wedding DJs have insurance?
Yes! Wedding DJs need insurance for every gig — even if you only perform at a few gigs a year. Risks, such as trip-and-fall accidents or property damages during your performances, are just a few reasons why wedding DJ insurance can come in handy.
How do I add additional insureds to my policy?
You can add additional insureds to your policy in these simple steps:
- Log in to your dashboard.
- Go to your current policy.
- Go to “Additional Insureds” and add unlimited additional insureds for $10 or 1 for $5.
If you’re a new customer, you can also add additional insureds during the online application process.
Is liability insurance for a wedding DJ expensive?
Not at all! Wedding DJ liability insurance is affordable at $18.50 a month for year-round coverage or $59 per event. Compare these prices to the cost of a single claim, which can run you tens of thousands of dollars without coverage.