Event Insurance
Protect your carefully planned event with short-term general liability insurance for weddings, fundraisers, corporate meetings, and more.
- Coverage for events of up to 5,000 guests
- Instant Certificate of Insurance (COI)
- Free, unlimited additional insureds
Event Coverage Designed for You
Pick the event policy that best suits what you do!
What's Your Occasion?
- Arts and Craft Shows
- Baby Showers
- Bridal Parties
- Bar and Bat Mitzvahs
- Birthday Parties
- Block Parties
- Corporate Events
- Concerts
- Cultural Events
- Faith-Based Celebrations
- Family Reunions
- Festivals
- Fundraisers
- Galas & Networking Events
- Receptions
- Retirement Parties
- School & Alumni Events
- Vendor Markets
- 5K & 10K Runs or Walks
- Weddings
What Is Event Insurance?
Event insurance is liability insurance that protects you, your guests, and the venue from costly accidents.
It helps pay for unexpected injuries or property damage during the event.
How Much Does Insurance for Events Cost?
Secure your special occasion for as low as $88 per event. Our coverage is tailored to meet your needs with customizable plans based on attendance, length, and festivities.
Planning more than one party? Our long-term event policy starts at just $114 for 5+ days, making it easy to insure multiple gatherings with one policy. Now that’s something to celebrate.
Which Event Policy Is Right For Me?
Need insurance for an upcoming event, but aren’t sure where to start? Discover peace of mind one project after the next with event insurance from Insurance Canopy.
Event Insurance
- Best for organizers or directors managing a large event
- Includes short-term general liability coverage for both you and your event
- Optional increased limits of liability
- Designed for festivals, galas, markets, or multi-day events
Event Host Insurance
- Best for family, friends, and individuals planning short-term, private events
- Standard general liability coverage meets venue requirements
- Includes free host liquor liability coverage when serving complimentary drinks
- Designed for weddings, birthday parties, and family gatherings
Event Planner Insurance
- Best for professional event planners and organizers
- Includes general and professional liability coverage
- Optional monthly payments
- Save time and money with a one-time purchase for the year
Event Vendor Insurance
- Best for caterers, photographers, and DJs providing a service
- Short-term general liability coverage
- Optional annual plans
- Instant Certificate of Insurance (COI) that meets most requirements
Event Insurance Coverage Limits
General Liability Limits
Price
The maximum amount of coverage you can receive during your policy period for bodily injury and property damage claims caused by your event.
$2,000,000
The maximum amount of coverage you can receive during your policy period for bodily injury or property damage caused by products used at your event, even after it’s over.
$2,000,000
The maximum the insurance carrier will pay per claim for bodily injury or property damage.
$1,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libel a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be a result of a bodily injury caused by your event.
$5,000
Alcohol Coverage
Price
Included if alcohol is served or offered complimentary/free of charge (not sold to guests).
Included
Required if alcohol is sold or charged, including (but not limited to) cash, by tickets, per glass, and through donations at the bar.
Available
Optional Add-Ons
Coverage for a third party, such as a business, property owner, or event venue, who could be named in a claim arising from your event. It cannot be used for employees, friends, family, vendors, planners, yourself, or other businesses you may own.
Raised limits available for General Liability, Medical Payments, and Damage to Premises Rented to You coverage.
Coverage for vehicles your business rents, leases, or borrows, or when employees use their own cars for work purposes.
Removes the exclusion for golf cart coverage within your policy. This coverage may only apply when drivers accompany carts; guests are not permitted to drive.
Added endorsement that requires your insurance to respond first to a claim, without asking the other party’s insurance to share costs.
Added endorsement that prevents your insurance carrier from going after a third party to recover money paid out on a claim.
Get Your Free Event Insurance Quote Now
Your calendar is packed, so we make getting the right insurance for your event as seamless as possible.
- Choose from custom coverage options
- Purchase your policy
- Get instant proof of insurance
Complete our online application and receive a free quote in minutes!
Why Trust Insurance Canopy for Your Next Event
We know how meaningful special moments like these can be. Our affordable coverage and industry expertise make it easier to run your event worry-free.
Affordable, Transparent Policies
Our coverage fits your budget without any hidden surprises
Tailored for Events
Every event comes with unique risks, so we’ve curated our policies to meet them
24/7 Customer Support
We make insurance accessible and simple with online policy management and 1:1 expert support when you need it most
Hear What Our Real Clients Have To Say
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
FAQs About Insurance for Events
What Type of Insurance Do I Need for an Event?
You need short-term general liability insurance for most events. Our event insurance coverage is designed for events with up to 5,000 guests and includes host liquor liability when alcohol is provided (not sold).
You may also want to add these coverages to your policy:
- Optional increased limits of liability for expensive events
- Retail liquor liability coverage when alcohol is sold at the event
- Optional Hired & Non-Owned Auto coverage for rented vehicles
Is Wedding Insurance the Same as Event Insurance?
No, wedding insurance is not the same as event insurance. While both offer general liability coverage, wedding insurance is a specific type of special event insurance tailored to the risks associated with weddings.
But if you sell high-risk items, need higher limits, or work with retailers that require specific terms, you may need a standalone product liability policy like the one we offer. Always review your policy details to ensure you have adequate protection.
When Should I Buy Event Insurance?
You can buy event insurance today for upcoming and future events. Many venues ask for proof of insurance 30–60 days before your event.
We recommend securing your coverage the moment you start making deposits, booking a venue, or hiring vendors.
Why Do Venues Require Event Insurance?
Venues require event insurance if you want to rent their space because it protects them from paying the costs of injuries or damages caused by you or your guests. With Insurance Canopy, you can add multiple venues to your policy.
What Is Not Covered by Event Insurance?
Event liability insurance does not cover:
- Events with more than 5,000 attendees
- Events that go past 2:00 a.m. or overnight
- Certain concerts (rap/hip-hop, heavy metal, hard rock, or ska)
- Mosh pits
- Parades
- Political rallies
- Fraternity or sorority events
- Haunted houses
- Overnight camping or retreats
- Adult or exotic venues
- Water activities or pools
- Pyrotechnics and fireworks (sparklers are okay)
- Mechanical rides (bounce houses, mechanical bulls, or inflatables)
- Motorsports
- Trampolines or wall climbing
- International weddings or events
If you have questions or are unsure whether your event qualifies, please contact our team! A licensed agent will be able to assist you.