Golf Instructor Insurance
Swing Into Top-Rated Protection With Golf Instructor Liability Insurance
Golf Teacher Insurance Tailored to You
Insurance Canopy offers all-in-one liability insurance for golf instructors. Our policies include general and professional liability coverage and are customizable — all for as little as 44 cents a day! Feel confident in your protection with Insurance Canopy!
Third-Party Claims
Lifetime Coverage
With occurrence form coverage, you can file a claim anytime for accidents occurring during your policy period.*
Professional Liability
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What Is Golf Instructor Insurance?
Golf instructor insurance is general and professional liability coverage designed to help cover the cost of claims arising from your day-to-day business activities.
For example, if a student injures their knee during a lesson or accidentally snaps one of their prized clubs because of your instruction, your policy could help you cover the costs of these claims.
Plus, our optional gear and equipment coverage can help cover the costs to repair or replace any essential equipment that is damaged or stolen.
How Much Does Insurance for Golf Instructors Cost?
Golf teacher insurance starts at $15 per month. If you’re happy with your coverage, you can save 13% by choosing an annual policy for $159 per year.
Prices may vary based on any additional coverages you add to your plan, your claims history, and annual income.
Get a free quote in minutes with our online application below!
What Types of Risks and Liabilities Does Golf Instructor Insurance Cover?
Golf instructor insurance covers risks and liabilities like client injury, third-party property damage, damage to rented equipment, legal defense costs, and medical payments.
With occurrence form coverage, you can file a claim at any time for incidents related to injuries or damages that happen during your policy.*
Do Golf Instructors Need Liability Insurance?
Yes, many golf courses, country clubs, and sports facilities require instructors to show proof of insurance.
Accidents happen when you least expect it, and lawsuits or surprise medical claims like these can seriously threaten your business:
- Your student is upset and sues you, claiming you did not make them a pro golfer.
- Your student accidentally crashes a golf cart into another cart full of golfers, causing injuries and property damage.
- You mistakenly use a copyrighted photo in your advertisements.
- You fail to ask about prior injuries and a client aggravates a bad hip, causing them to miss a big work meeting.
Even if you are not at fault for these incidents, you can still face large legal fees and time off the course to defend yourself in court.
Golf instructor liability insurance helps you pay for attorneys, lost wages, medical care, damaged property, and fighting wrongful lawsuits to protect your reputation.
Plus, our occurrence form coverage makes it easy to cover accidents with lasting effects, like a student injury causing later medical complications.
Get Golf Teacher Liability Insurance in 10 Minutes or Less
Golf instructor insurance from Insurance Canopy offers you the protection you need at a price your wallet will love.
Why Choose Insurance Canopy?
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
Coverage Details
General & Professional Liability Limits
The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.
$3,000,000
The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$0
Optional Add-Ons
Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.
$1.33 – $10.67/month
$8.25/month
Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Coverage for defense costs if you’re wrongly accused of sexual harassment or improper conduct.
$10.33 – $14.46/month
Questions About Golf Instructor Liability Insurance
Is Golf Instructor Insurance Required by Law or Just Recommended for Best Practice?
Golf instructor insurance, like many types of fitness instructor insurance, is generally not required by law, but it is highly recommended for best practices.
Some courses or facilities might require certain types of insurance for sports instructors, and professional associations for golf instructors might provide specific guidance or requirements for their members.
Does Golf Coach Insurance Cover Damage to My Equipment?
Golf instructor insurance that includes gear and equipment coverage can cover damage to your equipment.
You can add our gear and equipment coverage (also known as inland marine insurance) to your base policy for as low as $1.33 a month. Simply select a coverage tier and enjoy up to $10,000 in protection.
It protects the property you use for your golf instructor business against theft as well as damages that arise during lessons. This can include golf clubs, tees, balls, shoes, bags, and devices you use to accept electronic payments.
For example, if your golf equipment was stolen from your car as you were getting gas while driving between sessions, or a student accidentally snapped the clubhead off one of the clubs you provided at a lesson, insurance can cover these types of claims.
Do I Still Need Liability Insurance If My Company Has Business Insurance?
Yes, you still need liability insurance even if your company has business insurance.
Business insurance protects things like property, business income, workers comp, vehicles, and commercial damages. But the primary purpose of general liability insurance is to protect you should a student get hurt during a lesson or cause damage to a course where you’re teaching, for example.
Insurance Canopy’s golf teacher insurance policy also includes:
- Professional liability
- Product-completed operations coverage
- Personal and advertising injury
- Gear and equipment coverage
- No-fault medical expense limit
Having these additional coverages helps you manage the risks and liabilities of your business activities as a golf instructor.
Why Choose Insurance Canopy for Golf Instructor Insurance?
Choosing Insurance Canopy for golf instructor insurance isn’t just about checking a box on a form. Insurance Canopy brings you real, tangible benefits for only $15 per month! With an Insurance Canopy policy, you can expect things like:
- Affordable coverage from $15 a month / $159 a year
- Policies tailored to your specific needs with optional add-ons
- Personalized assistance from our trained Customer Service Representatives whenever you have a question about your policy
- Instant proof of coverage with our downloadable Certificate of Insurance (COI)
- Ease of purchase and 24/7 access to your policy through our online dashboard
- Exclusive no-cost benefits to help you run and grow your golf instructor business
Does My Golf Instructor Liability Insurance Cover Me Anywhere I Work?
If you’re a golf teacher employed by another business, such as a country club, sports facility, or private training center, you will most likely be required to carry golf instructor liability insurance.
This ensures you have a personal policy that protects you from claims made against you as the instructor. It also allows you to name the location or venue as an additional insured on your policy. If your negligence leads to a claim, your policy could also protect the facility where the incident happened.
Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.
Phone: 844.520.6993
Email: info@insurancecanopy.com
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