eBay Seller Insurance
Whether you sell it, source it, or wholesale it, we protect your eBay store with every sale.
- Secure your online storefront from product liability claims
- Protect refurbished, new, and collectible items
- Grow confidently with coverage that scales with your sales
What Is eBay Seller Insurance?
eBay seller insurance is small business liability insurance designed to protect sellers from claims related to the products they list online.
eBay’s Seller Protection program only covers issues like payment disputes or items not received. It does not act as insurance. That’s why Insurance Canopy offers eBay seller protection insurance that helps cover:
Who Needs eBay Seller Insurance?
If you’re selling physical products on eBay, you face potential liability.This is especially true for sellers such as:
- Handmade Products
- Refurbished or Used Goods
- Vintage Homeware
- Collectibles &
- Memorabilia
- Jewelry & Accessories
- White-Label or Dropshipped Products
- Multi-Platform Resellers
Why Do eBay Sellers Need Insurance?
eBay doesn’t step in if a product causes injury or damage — but you don’t have to face that risk alone. With liability insurance, you can keep your business protected from costly claims, lawsuits, and gray area seller protections with your products.
✔️ Protect your shop: Helps cover claims for injuries, property damage, or legal defense
✔️ Beyond eBay protection: Coverage follows you to pop-ups, craft fairs, and other online shops
✔️ Peace of mind: Focus on sourcing, shipping, and selling while your insurance covers the risks
✔️ Flexibility: Coverage extends to refurbished, collectible, or resale items you didn’t make yourself
How Much Does eBay Seller Insurance Cost?
Most eBay sellers pay an average of $116/month or less for liability insurance from Insurance Canopy.
Your price depends on factors like:
- Revenue: Higher sales volume = higher risk
- Product type: Riskier categories (candles or skincare) may cost more to insure
- Claims history: Past lawsuits or issues can increase your premium
- Coverage limits: Higher limits provide more protection, but raise your rate
- Sales channels: Multi-platform sellers may need broader coverage
Each policy is crafted to your business, so you only pay for what you need!
What eBay Seller Protection Insurance Covers
Insurance for eBay sellers from Insurance Canopy includes key product business insurance coverages to protect your shop from unexpected claims. It includes $2 million in general and product liability coverage and customizable add-ons.
While there are no specific eBay seller insurance requirements, our team of licensed agents will help you secure a policy tailored to your needs. This allows you to expand your sales to other platforms and grow your business with peace of mind.
Included
General Liability Insurance
General Liability Insurance is designed to cover third-party injuries or property damage caused by your business activities. This can include a customer tripping while picking up a large item locally, or someone being injured at a flea market or trade show where you also sell inventory.
Products & Completed Operations Insurance
Product Liability Insurance helps cover claims of injuries or damages caused by the products you sell, even if something is refurbished, secondhand, or vintage. Examples include a battery overheating in a used laptop, a used appliance sparking a fire, or jewelry causing a skin reaction.
Recommended Add-ons
Product Recall Insurance
Product Recall Insurance helps cover the costs of pulling unsafe, faulty, or non-compliant products off your listings and out of customers’ hands. This coverage helps with buyer notifications, shipping and return logistics, and safe product disposal. While it doesn’t replace lost revenue, it can keep a recall from draining your profits or damaging your seller reputation.
Cyber Liability Coverage
Cyber Liability Insurance helps you recover if your payment info is hacked, buyer data is stolen, or a phishing attack compromises your login. Coverage can include notifying customers, paying for credit monitoring, and restoring stolen data.
Inland Marine Insurance
Inland Marine Insurance helps protect your products, inventory, and gear while they’re in transit or storage. Coverage can extend to shipping packages to buyers, storing stock in a warehouse, or transporting items to an antique show.
Workers Compensation Coverage
Workers Compensation Insurance helps cover medical bills and lost wages if employees are injured on the job. Most states require this coverage if you have hired employees (not including you), even part-time.
Amendment of Coverage Territory (Worldwide Coverage) Endorsement
The Amendment of Coverage Territory endorsement extends your liability protection to claims outside the U.S. Because eBay is one of the most global marketplaces out there, this coverage is ideal if you ship products to customers overseas.
135,000+ Businesses Trust Insurance Canopy
From online resellers to indie brands, over 135,000 businesses trust us to protect their products, customers, and peace of mind.
- eBay-friendly liability coverage
- Quick online application
- Custom quotes and proof of insurance within 24 hours
- Licensed, U.S.-based support
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
Questions About eBay Seller Protection Insurance
Do eBay Sellers Need Product Liability Insurance?
Yes, eBay sellers need product liability insurance because they’re still legally responsible for the products they sell. Product liability insurance helps cover lawsuits, medical bills, or damages caused by your items.
Even if eBay doesn’t have eBay seller insurance requirements, our policy can meet Amazon requirements and keep you safe when selling on sites like Etsy or Facebook Marketplace.
What Does eBay Insurance Not Cover?
eBay insurance does not cover your own lost revenue, intentional misconduct, or non-physical issues like late shipping. It also does not cover products intended for children or infants.
Will eBay Seller Insurance Cover Refurbished or Vintage Items?
Yes, an eBay seller insurance policy with Insurance Canopy can cover refurbished, secondhand, and vintage products. Keep in mind, certain categories (like electronics or medical devices) may be considered higher risk and come with higher premiums.
Can I Use the Same Policy for Pop-Ups, Fairs, or Other Sites?
Yes, you can use the same policy to cover pop-ups, fairs, or other sites. Your coverage follows you to almost any location you choose to sell, so you can have continuous peace of mind wherever you work.
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