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Research & Insights

Dive into our collection of blogs and e-books written for you.

Student in violin class

Music Teacher Instrument and Equipment Insurance
DJ Equipment Table

Certificate of Insurance for DJs
Wall of speakers with purple and blue light reflections

DJ Equipment Insurance
A customer walking through indoor shops.

Product Recall Insurance | What Is It, Why You Need It
A team member smiles with the team on a couch in the background.

Inland Marine Insurance
Small business owners in their business with general liability insurance.

General Liability Insurance
Two personal trainers run together.

Personal Trainer Annual Report: Data Insights, Statistics, and Trends
Small business owners with products that are insured with product liability insurance for small businesses.

Product Liability Insurance Vs General Liability
A business tutor helps develop a professional in the workplace.

General Liability vs. Professional Liability

What Is Products-Completed Operations Coverage?
A woman does a yoga pose on a beach on a sunny day with water and rocks in the background.

How Much Does Yoga Teacher Insurance Cost?
man spotting woman while she lifts weights

How Much Does Personal Trainer Insurance Cost?
Small business owners with products that are insured with product liability insurance for small businesses.

The State of Product Liability Insurance

What kind of work do you do?

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
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    • Crypto exchanges
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    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

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    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
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    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
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    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
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    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



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